Products & Services · Interest accrual

Term Life Insurance — Interest accrual

Cincinnati Financial Term Life Insurance — Interest accrual remained flat by 0.0% to $32.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $32.00M to $32.00M. Over 3 years (FY 2021 to FY 2025), Term Life Insurance — Interest accrual shows an upward trend with a 27.3% CAGR.

Analysis

StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ1 2021
Last reportedQ1 2026

How to read this metric

Generally reflects the growth of the liability balance; higher accruals are expected as the portfolio matures.

Detailed definition

This metric tracks the interest accrued on the liability for future policy benefits, reflecting the time value of money...

Peer comparison

Standard actuarial interest accretion metric for long-duration insurance liabilities.

Metric ID: cinf_segment_term_life_insurance_interest_accrual

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$15.50M$15.50M$15.50M$15.00M$17.00M$17.00M$16.00M$30.00M$30.00M$30.00M$31.00M$31.00M$31.00M$32.00M$32.00M$32.00M$32.00M$32.00M$32.00M
QoQ Change+0.0%+0.0%-3.2%+13.3%+0.0%-5.9%+87.5%+0.0%+0.0%+3.3%+0.0%+0.0%+3.2%+0.0%+0.0%+0.0%+0.0%+0.0%
YoY Change+9.7%+9.7%+3.2%+100.0%+76.5%+76.5%+93.8%+3.3%+3.3%+6.7%+3.2%+3.2%+0.0%+0.0%
Range$15.00M$32.00M
CAGR+17.5%
Avg YoY Growth+27.8%
Median YoY Growth+5.0%
Current Streak12 quarters growth

Frequently Asked Questions

What is Cincinnati Financial's term life insurance — interest accrual?
Cincinnati Financial (CINF) reported term life insurance — interest accrual of $32.00M in Q1 2026.
How has Cincinnati Financial's term life insurance — interest accrual changed year-over-year?
Cincinnati Financial's term life insurance — interest accrual decreased by 0.0% year-over-year, from $32.00M to $32.00M.
What is the long-term trend for Cincinnati Financial's term life insurance — interest accrual?
Over 3 years (2021 to 2025), Cincinnati Financial's term life insurance — interest accrual has grown at a 27.3% compound annual growth rate (CAGR), from $62.00M to $128.00M.
What does term life insurance — interest accrual mean?
The interest expense added to the life insurance reserve balance over time.