Universal life — Policyholder Account Balance, Policy Charge
Cincinnati Financial Universal life — Policyholder Account Balance, Policy Charge remained flat by 0.0% to $10.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $10.00M to $10.00M. Over 4 years (FY 2021 to FY 2025), Universal life — Policyholder Account Balance, Policy Charge shows relatively stable performance with a 1.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase relative to account balances may indicate higher profitability per policy, while a decrease could suggest competitive pricing pressure.
Detailed definition
This represents the fees and administrative charges deducted from universal life policyholder accounts to cover insuranc...
Peer comparison
Comparable to 'Cost of Insurance' (COI) charges or administrative fees reported by life insurance competitors.
cinf_segment_universal_life_policyholder_account_balance_policy_chargeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $9.50M | $9.50M | $9.50M | $10.00M | $9.00M | $10.00M | $10.00M | $10.00M | $10.00M | $9.00M | $10.00M | $10.00M | $10.00M | $10.00M | $10.00M | $10.00M | $10.00M | $10.00M | $10.00M | $10.00M |
| QoQ Change | — | +0.0% | +0.0% | +5.3% | -10.0% | +11.1% | +0.0% | +0.0% | +0.0% | -10.0% | +11.1% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | -5.3% | +5.3% | +5.3% | +0.0% | +11.1% | -10.0% | +0.0% | +0.0% | +0.0% | +11.1% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% |
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Frequently Asked Questions
- What is Cincinnati Financial's universal life — policyholder account balance, policy charge?
- Cincinnati Financial (CINF) reported universal life — policyholder account balance, policy charge of $10.00M in Q1 2026.
- How has Cincinnati Financial's universal life — policyholder account balance, policy charge changed year-over-year?
- Cincinnati Financial's universal life — policyholder account balance, policy charge decreased by 0.0% year-over-year, from $10.00M to $10.00M.
- What is the long-term trend for Cincinnati Financial's universal life — policyholder account balance, policy charge?
- Over 4 years (2021 to 2025), Cincinnati Financial's universal life — policyholder account balance, policy charge has grown at a 1.3% compound annual growth rate (CAGR), from $38.00M to $40.00M.
- What does universal life — policyholder account balance, policy charge mean?
- The fees deducted from universal life accounts to cover insurance and administrative costs.