Credit Card — Revenue (reduction) from other sources
Capital One Financial Credit Card — Revenue (reduction) from other sources decreased by 4.6% to $503.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 54.8%, from $325.00M to $503.00M. Over 4 years (FY 2021 to FY 2025), Credit Card — Revenue (reduction) from other sources shows an upward trend with a 18.0% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
A decrease in the reduction (i.e., a smaller negative number) is positive, while an increase in the reduction suggests higher costs associated with loyalty programs or partner agreements.
Detailed definition
This metric captures revenue adjustments or reductions derived from secondary activities within the credit card segment...
Peer comparison
Comparable to contra-revenue accounts or loyalty program expense adjustments at other credit card issuers.
cof_segment_credit_card_revenue_reduction_from_other_sourcesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $234.00M | $235.00M | $241.00M | $426.00M | $219.00M | $265.00M | $288.00M | $283.00M | $297.00M | $287.00M | $327.00M | $335.00M | $307.00M | $356.00M | $325.00M | $315.00M | $450.00M | $527.00M | $503.00M |
| QoQ Change | — | +0.4% | +2.6% | +76.8% | -48.6% | +21.0% | +8.7% | -1.7% | +4.9% | -3.4% | +13.9% | +2.4% | -8.4% | +16.0% | -8.7% | -3.1% | +42.9% | +17.1% | -4.6% |
| YoY Change | — | — | — | — | -6.4% | +12.8% | +19.5% | -33.6% | +35.6% | +8.3% | +13.5% | +18.4% | +3.4% | +24.0% | -0.6% | -6.0% | +46.6% | +48.0% | +54.8% |
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Frequently Asked Questions
- What is Capital One Financial's credit card — revenue (reduction) from other sources?
- Capital One Financial (COF) reported credit card — revenue (reduction) from other sources of $503.00M in Q4 2025.
- How has Capital One Financial's credit card — revenue (reduction) from other sources changed year-over-year?
- Capital One Financial's credit card — revenue (reduction) from other sources increased by 54.8% year-over-year, from $325.00M to $503.00M.
- What is the long-term trend for Capital One Financial's credit card — revenue (reduction) from other sources?
- Over 4 years (2021 to 2025), Capital One Financial's credit card — revenue (reduction) from other sources has grown at a 18.0% compound annual growth rate (CAGR), from $926.00M to $1.80B.
- What does credit card — revenue (reduction) from other sources mean?
- Revenue adjustments or costs incurred from secondary activities within the credit card segment.