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Bank of America BAC Credit Card — Card income and service charges

Other product segments

Service Charges Deposit Related Fees
$1.31B+6.4%
Card Income Interchange Fees
$865M-5.6%
Card Income Other
$628M+4.3%
Service Charges Lending Related Fees
$368M+10.5%

Similar metrics at other companies

Citizens Financial Group logo
CFGCard fees — Revenue from contracts with customers
$80M0.0%
Capital One Financial logo
COFCredit Card — Noninterest Income
$2.15B+42.5%
JPMorgan Chase logo
JPMCard income
$1.19B-2.1%
Wells Fargo & Company logo
WFCConsumer Banking and Lending — Card fees
$1.06B+8.8%
First Citizens BancShares logo
FCNCACardholder services, net — Noninterest income
$38M-7.3%
JPMorgan Chase logo
JPMOther Productsand Services — Card income
-$442M-11.3%

Other financials

Income statement

See full
Revenue$30.3B+7.2%
Net income$8.6B+16.6%
EPS (diluted)$1.11+24.7%

Balance sheet

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Cash & equivalents$242.48B-11.4%
Total debt$337.44B+7.7%
Total equity$300.67B+2.3%
Total assets$3.50T+4.4%

Cash flow

See full
Operating cash flow$41.8B+2,013%

Valuation

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Market cap$398.83B+9.8%
Enterprise value$493.78B+24.2%
P/E12.6×-0.6×
P/S3.4×+0.1×

Profitability

See full
Net margin27.3%+1.8pp

Returns & leverage

See full
Return on equity10.7%+1.2pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Bank of America in its filing.

Tagged under the XBRL concept us-gaap:FeesAndCommissionsMortgageBankingAndServicing.

The official record: Bank of America’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank of America's credit card — card income and service charges?
Bank of America (BAC) reported credit card — card income and service charges of $1.49B in Q1 2026.
How has Bank of America's credit card — card income and service charges changed year-over-year?
Bank of America's credit card — card income and service charges decreased by 1.6% year-over-year, from $1.52B to $1.49B.
What is the long-term trend for Bank of America's credit card — card income and service charges?
Over 4 years (2021 to 2025), Bank of America's credit card — card income and service charges has grown at a 0.6% compound annual growth rate (CAGR), from $6.22B to $6.36B.
What does credit card — card income and service charges mean?
This metric represents the revenue generated from credit and debit card-related service fees, including interchange fees, late payment charges, and other account maintenance fees. It reflects the transactional activity and service utilization of the bank's cardholder base. This income stream is a key component of non-interest revenue within the consumer banking segment.