Non-Current Assets
Mortgage servicing rights
Capital One Financial Mortgage servicing rights decreased by 4.3% to $309.00M in Q3 2025 compared to the prior quarter. Year-over-year, this metric declined by 13.4%, from $357.00M to $309.00M. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryEfficiency
SignalHigher is better
VolatilityVolatile
First reportedQ4 2012
Last reportedQ4 2025
How to read this metric
Higher values indicate a strong mortgage servicing business, though the asset is sensitive to interest rate changes and prepayment speeds.
Detailed definition
The capitalized value of the right to collect mortgage payments, manage escrow accounts, and handle foreclosures for a f...
Peer comparison
Specific to banks with significant mortgage origination and servicing operations.
Metric ID:
mortgage_servicing_rightsHistorical Data
8 periods
| Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|
| Value | $390.00M | $377.00M | $367.00M | $357.00M | $344.00M | $332.00M | $323.00M | $309.00M |
| QoQ Change | — | -3.3% | -2.7% | -2.7% | -3.6% | -3.5% | -2.7% | -4.3% |
| YoY Change | — | — | — | — | -11.8% | -11.9% | -12.0% | -13.4% |
Range$309.00M – $390.00M
CAGR-12.5%
Avg YoY Growth-12.3%
Median YoY Growth-12.0%
Current Streak7+ quarters decline
Mortgage servicing rights at Other Companies
Frequently Asked Questions
- What is Capital One Financial's mortgage servicing rights?
- Capital One Financial (COF) reported mortgage servicing rights of $309.00M in Q3 2025.
- How has Capital One Financial's mortgage servicing rights changed year-over-year?
- Capital One Financial's mortgage servicing rights decreased by 13.4% year-over-year, from $357.00M to $309.00M.
- What does mortgage servicing rights mean?
- The value of the bank's right to earn fees by managing mortgage loans for other investors.