Equity

Retained Earnings

Capital One Financial Retained Earnings increased by 2.4% to $66.79B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.8%, from $65.62B to $66.79B. Over 5 years (FY 2020 to FY 2025), Retained Earnings shows an upward trend with a 10.2% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionEquity
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ4 2014
Last reportedQ1 2026May 7, 2026

How to read this metric

An increase signals strong historical profitability and reinvestment, while a decrease may indicate losses or significant dividend payouts.

Detailed definition

This represents the cumulative net income earned by the company since its inception, minus any dividends paid to shareho...

Peer comparison

A key metric for all established companies; growth rates are compared against peers to gauge long-term success.

Metric ID: retained_earnings

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$46.46B$48.94B$51.01B$53.10B$54.84B$56.24B$57.18B$57.90B$59.03B$60.53B$60.95B$61.91B$62.21B$63.70B$64.51B$65.62B$60.89B$63.62B$65.19B$66.79B
QoQ Change+5.3%+4.2%+4.1%+3.3%+2.6%+1.7%+1.2%+2.0%+2.5%+0.7%+1.6%+0.5%+2.4%+1.3%+1.7%-7.2%+4.5%+2.5%+2.4%
YoY Change+18.0%+14.9%+12.1%+9.0%+7.6%+7.6%+6.6%+6.9%+5.4%+5.2%+5.8%+6.0%-2.1%-0.1%+1.1%+1.8%
Range$46.46B$66.79B
CAGR+7.9%
Avg YoY Growth+6.6%
Median YoY Growth+6.3%
Current Streak3 quarters growth

Frequently Asked Questions

What is Capital One Financial's retained earnings?
Capital One Financial (COF) reported retained earnings of $66.79B in Q1 2026.
How has Capital One Financial's retained earnings changed year-over-year?
Capital One Financial's retained earnings increased by 1.8% year-over-year, from $65.62B to $66.79B.
What is the long-term trend for Capital One Financial's retained earnings?
Over 5 years (2020 to 2025), Capital One Financial's retained earnings has grown at a 10.2% compound annual growth rate (CAGR), from $40.09B to $65.19B.
What does retained earnings mean?
The total accumulated profits the company has kept and reinvested rather than paying out as dividends.