Equifax
Equifax is a global data, analytics, and technology company that transforms complex data into actionable insights for businesses, governments, and consumers. The company leverages proprietary databases covering credit, employment, and income to provide decision-making automation and human resources business process outsourcing. Their core value proposition lies in delivering specialized information solutions that facilitate credit lending, identity protection, and workforce management.
Financials
Based on Q1 2026 filing
Revenue
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Workforce Solutions
primaryThis segment provides automated verification of income and employment, as well as employer-focused services for compliance and tax management. It is a critical provider of data for lenders and human resources departments in the United States.
Verification Services, Employer Services, I-9 and onboarding services, Affordable Care Act (ACA) compliance management, Unemployment claims management
Employers, Financial Institutions, Government Agencies
U.S. Information Solutions (USIS)
majorProvides consumer and commercial information solutions including credit reporting, identity management, and fraud protection within the U.S. market. It also serves the mortgage industry and provides direct-to-consumer credit monitoring tools.
Online Information, Decisioning Technology Solutions, Identity Management Services, E-commerce fraud and charge back protection services, Mortgage Information Services
Banks, Mortgage Lenders, Retailers, Consumers, Resellers
International
moderateDelivers credit information, analytical services, and debt collection support across Latin America, Europe, Asia Pacific, and Canada. This segment adapts the core USIS product suite to local regulatory and market requirements in international territories.
Consumer Credit Information, Commercial Information Solutions, Debt Collections and Recovery Management, Identity Protection Services
International Financial Institutions, Global Corporations, International Consumers
Segment Financials
Workforce Solutions — Operating Revenue
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View metricU.S. Information Solutions — Operating Revenue
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Competitive Position
Equifax is one of the three largest global consumer credit reporting agencies, maintaining a dominant position in U.S. employment and income verification.
Geographies
United States, Canada, United Kingdom, Spain, Portugal, Australia, New Zealand, India, Latin America
Customer Segments
Financial Institutions, Government Agencies, Enterprise Employers, Individual Consumers
Upstream Dependencies
Financial institutions and lenders, Telecommunications and utility providers, Government records, Employer payroll data, Cloud infrastructure providers
Downstream Customers
Mortgage lenders, Auto lenders, Human resources departments, Retailers, Individual consumers
Competitors & Partners
Competitors
Equifax FAQ
Common questions about Equifax
Equifax is a global data, analytics, and technology company that transforms complex data into actionable insights for businesses, governments, and consumers. The company leverages proprietary databases covering credit, employment, and income to provide decision-making automation and human resources business process outsourcing. Their core value proposition lies in delivering specialized information solutions that facilitate credit lending, identity protection, and workforce management.
Equifax (EFX) has a market capitalization of $19.6B and trades on NYSE.
Equifax generated $6.3B in trailing twelve-month revenue with net income of $698.8M, representing a net margin of 11.1%. Gross margin stands at 56.1%, with free cash flow of $1.1B. These figures are based on the Q1 2026 filing.
Equifax's key competitors include Fair Isaac Corporation, TransUnion, Verisk Analytics, Inc. Common Stock, and others. These companies compete in similar markets and product categories.
Equifax has approximately 14,900 employees.