Commercial Bank — Interest Income (Expense), Operating
First Citizens BancShares Commercial Bank — Interest Income (Expense), Operating decreased by 65.3% to $802.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 2.0%, from $786.00M to $802.00M. Over 3 years (FY 2022 to FY 2025), Commercial Bank — Interest Income (Expense), Operating shows an upward trend with a 61.1% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase suggests improved net interest margins or higher loan volume, while a decrease may indicate margin compression or reduced lending activity.
Detailed definition
This represents the net interest income or expense generated specifically by the commercial banking segment's core lendi...
Peer comparison
Standard across all commercial banks as Net Interest Income (NII) for specific segments.
fcnca_segment_commercial_bank_interest_income_expense_operatingHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $221.00M | $221.00M | $221.00M | $221.00M | $237.00M | $258.00M | $249.00M | $1.94B | $300.00M | $311.00M | $305.00M | $2.49B | $786.00M | $299.00M | $303.00M | $2.31B | $802.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +7.2% | +8.9% | -3.5% | +678.3% | -84.5% | +3.7% | -1.9% | +715.4% | -68.4% | -62.0% | +1.3% | +662.4% | -65.3% |
| YoY Change | — | — | — | — | +7.2% | +16.7% | +12.7% | +776.9% | +26.6% | +20.5% | +22.5% | +28.3% | +162.0% | -3.9% | -0.7% | -7.1% | +2.0% |
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Frequently Asked Questions
- What is First Citizens BancShares's commercial bank — interest income (expense), operating?
- First Citizens BancShares (FCNCA) reported commercial bank — interest income (expense), operating of $802.00M in Q1 2026.
- How has First Citizens BancShares's commercial bank — interest income (expense), operating changed year-over-year?
- First Citizens BancShares's commercial bank — interest income (expense), operating increased by 2.0% year-over-year, from $786.00M to $802.00M.
- What is the long-term trend for First Citizens BancShares's commercial bank — interest income (expense), operating?
- Over 3 years (2022 to 2025), First Citizens BancShares's commercial bank — interest income (expense), operating has grown at a 61.1% compound annual growth rate (CAGR), from $884.00M to $3.70B.
- What does commercial bank — interest income (expense), operating mean?
- The net interest earned from the commercial banking segment's lending and deposit activities.