What is First Citizens BancShares's loans modified after 12 months?

First Citizens BancShares (FCNCA) reported loans modified after 12 months of $1.12B in Q1 2026.

How has First Citizens BancShares's loans modified after 12 months changed year-over-year?

First Citizens BancShares's loans modified after 12 months increased by 48.8% year-over-year, from $750.00M to $1.12B.

What does loans modified after 12 months mean?

The total value of loans that have been restructured or modified after being held for at least one year.

Loans modified after 12 months

First Citizens BancShares Loans modified after 12 months increased by 12.8% to $1.12B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 48.8%, from $750.00M to $1.12B. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementBalance Sheet Statement

SectionOther

CategoryRisk

SignalLower is better

VolatilityModerate

First reportedQ1 2025

Last reportedQ1 2026

How to read this metric

An increase suggests rising credit stress in the portfolio, while a decrease indicates improved borrower stability or successful workout outcomes.

Detailed definition

This metric represents the total outstanding balance of loans that have undergone formal modification or restructuring a...

Peer comparison

Peer banks report similar metrics under troubled debt restructuring or modified loan disclosures.

Metric ID: other_financing_receivable_excluding_accrued_interest_mo_1faa0f

Historical Data

7 periods

	Q1 '24	Q2 '24	Q3 '24	Q1 '25	Q2 '25	Q3 '25	Q1 '26
Value	$696.00M	$663.00M	$736.00M	$750.00M	$837.00M	$989.00M	$1.12B
QoQ Change	—	-4.7%	+11.0%	+1.9%	+11.6%	+18.2%	+12.8%
YoY Change	—	—	—	+7.8%	+26.2%	+34.4%	+48.8%

Range$663.00M – $1.12B

CAGR+37.0%

Avg YoY Growth+29.3%

Median YoY Growth+30.3%

Current Streak5 quarters growth

Loans modified after 12 months at Other Companies

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Frequently Asked Questions

What is First Citizens BancShares's loans modified after 12 months?: First Citizens BancShares (FCNCA) reported loans modified after 12 months of $1.12B in Q1 2026.
How has First Citizens BancShares's loans modified after 12 months changed year-over-year?: First Citizens BancShares's loans modified after 12 months increased by 48.8% year-over-year, from $750.00M to $1.12B.
What does loans modified after 12 months mean?: The total value of loans that have been restructured or modified after being held for at least one year.