Other
Loans modified after 12 months
U.S. Bancorp Loans modified after 12 months increased by 2.7% to $3.55B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 1.2%, from $3.6B to $3.55B. Over 2 years (FY 2023 to FY 2025), Loans modified after 12 months shows an upward trend with a 7.1% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2023
Last reportedQ1 2026May 4, 2026
How to read this metric
An increase suggests rising credit stress in the portfolio, while a decrease indicates improved borrower stability or successful workout outcomes.
Detailed definition
This metric represents the total outstanding balance of loans that have undergone formal modification or restructuring a...
Peer comparison
Peer banks report similar metrics under troubled debt restructuring or modified loan disclosures.
Metric ID:
other_financing_receivable_excluding_accrued_interest_mo_1faa0fHistorical Data
13 periods
| Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $717M | $1.37B | $2.3B | $3.02B | $3.66B | $4.17B | $4.03B | $3.84B | $3.6B | $3.59B | $3.25B | $3.46B | $3.55B |
| QoQ Change | — | +90.8% | +68.1% | +31.3% | +21.4% | +13.8% | -3.4% | -4.7% | -6.3% | -0.2% | -9.3% | +6.4% | +2.7% |
| YoY Change | — | — | — | — | +411.0% | +204.7% | +75.2% | +27.1% | -1.9% | -13.9% | -19.2% | -9.8% | -1.2% |
Range$717M – $4.17B
CAGR+70.5%
Avg YoY Growth+74.7%
Median YoY Growth-1.2%
Current Streak2 quarters growth
Loans modified after 12 months at Other Companies
Frequently Asked Questions
- What is U.S. Bancorp's loans modified after 12 months?
- U.S. Bancorp (USB) reported loans modified after 12 months of $3.55B in Q1 2026.
- How has U.S. Bancorp's loans modified after 12 months changed year-over-year?
- U.S. Bancorp's loans modified after 12 months decreased by 1.2% year-over-year, from $3.6B to $3.55B.
- What is the long-term trend for U.S. Bancorp's loans modified after 12 months?
- Over 2 years (2023 to 2025), U.S. Bancorp's loans modified after 12 months has grown at a 7.1% compound annual growth rate (CAGR), from $3.02B to $3.46B.
- What does loans modified after 12 months mean?
- The total value of loans that have been restructured or modified after being held for at least one year.