Operating
Accretion (Amortization) Of Discounts And Premiums, Loans
Ladder Capital Accretion (Amortization) Of Discounts And Premiums, Loans increased by 85.7% to $4.53M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 65.1%, from $2.75M to $4.53M.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryProfitability
SignalContext dependent
VolatilityStable
First reportedQ1 2023
Last reportedQ1 2026Apr 27, 2026
How to read this metric
Higher accretion indicates a larger discount on loans being recognized as income, while higher amortization indicates a premium being written down.
Detailed definition
This represents the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of d...
Peer comparison
Standard in mortgage REITs and commercial lenders to reconcile effective interest income with cash interest received.
Metric ID:
operating_accretion_amortization_of_discounts_and_premiu_06de2cHistorical Data
8 periods
| Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q4 '24 | Q1 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|
| Value | $4.76M | $4.76M | $4.76M | $4.76M | $3.68M | $2.75M | $2.44M | $4.53M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | -22.6% | -25.4% | -11.1% | +85.7% |
| YoY Change | — | — | — | — | -22.6% | — | -33.7% | +65.1% |
Range$2.44M – $4.76M
CAGR-2.8%
Avg YoY Growth+2.9%
Median YoY Growth-22.6%
Accretion (Amortization) Of Discounts And Premiums, Loans at Other Companies
Frequently Asked Questions
- What is Ladder Capital's accretion (amortization) of discounts and premiums, loans?
- Ladder Capital (LADR) reported accretion (amortization) of discounts and premiums, loans of $4.53M in Q1 2026.
- How has Ladder Capital's accretion (amortization) of discounts and premiums, loans changed year-over-year?
- Ladder Capital's accretion (amortization) of discounts and premiums, loans increased by 65.1% year-over-year, from $2.75M to $4.53M.
- What does accretion (amortization) of discounts and premiums, loans mean?
- The non-cash adjustment to interest income to align the effective yield of loans with their purchase price or origination value.