Products & Services · Weighted-average annual crediting rate
Group Life — Weighted-average annual crediting rate
MetLife Group Life — Weighted-average annual crediting rate remained flat by 0.0% to 2.5% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 8.7%, from 2.3% to 2.5%. Over 3 years (FY 2022 to FY 2025), Group Life — Weighted-average annual crediting rate shows an upward trend with a 12.5% CAGR.
Analysis
StatementSegment
CategoryProfitability
SignalContext dependent
VolatilityStable
First reportedQ4 2021
Last reportedQ1 2026
Rolls up toWeighted average crediting rate
How to read this metric
A competitive rate is necessary to retain assets, but it must be managed relative to the yield on the company's investment portfolio to ensure profitability.
Detailed definition
This metric provides the average interest rate applied to policyholder account balances across the group life portfolio....
Peer comparison
Comparable to average crediting rates or interest rate guarantees reported by other life insurance companies.
Metric ID:
met_segment_group_life_weighted_average_annual_crediting_rateHistorical Data
18 periods
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 1.6% | 1.6% | 1.6% | 1.6% | 1.8% | 2.3% | 2.4% | 2.4% | 2.5% | 2.5% | 2.5% | 2.5% | 2.5% | 2.3% | 2.3% | 2.3% | 2.5% | 2.5% |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +12.5% | +27.8% | +4.3% | +0.0% | +4.2% | +0.0% | +0.0% | +0.0% | +0.0% | -8.0% | +0.0% | +0.0% | +8.7% | +0.0% |
| YoY Change | — | — | — | — | +12.5% | +43.7% | +50.0% | +50.0% | +38.9% | +8.7% | +4.2% | +4.2% | +0.0% | -8.0% | -8.0% | -8.0% | +0.0% | +8.7% |
Range1.6% – 2.5%
CAGR+11.1%
Avg YoY Growth+14.1%
Median YoY Growth+6.4%
Current Streak4 quarters growth
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Frequently Asked Questions
- What is MetLife's group life — weighted-average annual crediting rate?
- MetLife (MET) reported group life — weighted-average annual crediting rate of 2.5% in Q1 2026.
- How has MetLife's group life — weighted-average annual crediting rate changed year-over-year?
- MetLife's group life — weighted-average annual crediting rate increased by 8.7% year-over-year, from 2.3% to 2.5%.
- What is the long-term trend for MetLife's group life — weighted-average annual crediting rate?
- Over 3 years (2022 to 2025), MetLife's group life — weighted-average annual crediting rate has grown at a 12.5% compound annual growth rate (CAGR), from 6.6% to 9.4%.
- What does group life — weighted-average annual crediting rate mean?
- The average interest rate the company pays on group life insurance account balances.