Universal and Variable Universal Life — Cash surrender value
MetLife Universal and Variable Universal Life — Cash surrender value increased by 2.7% to $48.82B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 7.4%, from $45.47B to $48.82B. Over 3 years (FY 2022 to FY 2025), Universal and Variable Universal Life — Cash surrender value shows an upward trend with a 4.9% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
High surrender values relative to reserves may indicate higher liquidity risk during periods of economic stress or rising interest rates.
Detailed definition
This represents the total amount that policyholders would be entitled to receive if they were to terminate their univers...
Peer comparison
Comparable to cash surrender values or withdrawal liabilities reported by other life insurers.
met_segment_universal_and_variable_universal_life_cash_surrender_valueHistorical Data
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $43.33B | $42.96B | $40.29B | $39.68B | $39.74B | $40.03B | $40.26B | $40.66B | $42.58B | $42.84B | $43.08B | $46.37B | $44.69B | $45.47B | $46.52B | $48.27B | $47.53B | $48.82B |
| QoQ Change | — | -0.9% | -6.2% | -1.5% | +0.1% | +0.7% | +0.6% | +1.0% | +4.7% | +0.6% | +0.6% | +7.6% | -3.6% | +1.8% | +2.3% | +3.8% | -1.5% | +2.7% |
| YoY Change | — | — | — | — | -8.3% | -6.8% | -0.1% | +2.5% | +7.1% | +7.0% | +7.0% | +14.0% | +5.0% | +6.1% | +8.0% | +4.1% | +6.4% | +7.4% |
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Frequently Asked Questions
- What is MetLife's universal and variable universal life — cash surrender value?
- MetLife (MET) reported universal and variable universal life — cash surrender value of $48.82B in Q1 2026.
- How has MetLife's universal and variable universal life — cash surrender value changed year-over-year?
- MetLife's universal and variable universal life — cash surrender value increased by 7.4% year-over-year, from $45.47B to $48.82B.
- What is the long-term trend for MetLife's universal and variable universal life — cash surrender value?
- Over 3 years (2022 to 2025), MetLife's universal and variable universal life — cash surrender value has grown at a 4.9% compound annual growth rate (CAGR), from $162.66B to $187.78B.
- What does universal and variable universal life — cash surrender value mean?
- The total cash value that policyholders could withdraw if they canceled their insurance policies today.