Universal and Variable Universal Life — Excess benefits paid
MetLife Universal and Variable Universal Life — Excess benefits paid decreased by 10.3% to -4300000000.0% in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 2.4%, from -4200000000.0% to -4300000000.0%. Over 4 years (FY 2021 to FY 2025), Universal and Variable Universal Life — Excess benefits paid shows a downward trend with a 7.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
High levels of excess benefits paid may indicate adverse mortality trends or the triggering of expensive policy guarantees.
Detailed definition
This metric tracks the amount of benefits paid that exceed the standard policy reserves or expected claim amounts. It of...
Peer comparison
Commonly monitored by insurers with complex product guarantees and riders.
met_segment_universal_and_variable_universal_life_excess_benefits_paidHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -2,725,000,000% | -2,725,000,000% | -2,725,000,000% | -3,900,000,000% | -2,300,000,000% | -2,800,000,000% | -3,400,000,000% | -4,000,000,000% | -2,300,000,000% | -1,800,000,000% | -2,900,000,000% | -3,700,000,000% | -3,300,000,000% | -3,400,000,000% | -4,600,000,000% | -4,200,000,000% | -2,900,000,000% | -3,500,000,000% | -3,900,000,000% | -4,300,000,000% |
| QoQ Change | — | +0.0% | +0.0% | -43.1% | +41.0% | -21.7% | -21.4% | -17.6% | +42.5% | +21.7% | -61.1% | -27.6% | +10.8% | -3.0% | -35.3% | +8.7% | +31.0% | -20.7% | -11.4% | -10.3% |
| YoY Change | — | — | — | — | +15.6% | -2.8% | -24.8% | -2.6% | +0.0% | +35.7% | +14.7% | +7.5% | -43.5% | -88.9% | -58.6% | -13.5% | +12.1% | -2.9% | +15.2% | -2.4% |
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Frequently Asked Questions
- What is MetLife's universal and variable universal life — excess benefits paid?
- MetLife (MET) reported universal and variable universal life — excess benefits paid of -4300000000.0% in Q1 2026.
- How has MetLife's universal and variable universal life — excess benefits paid changed year-over-year?
- MetLife's universal and variable universal life — excess benefits paid decreased by 2.4% year-over-year, from -4200000000.0% to -4300000000.0%.
- What is the long-term trend for MetLife's universal and variable universal life — excess benefits paid?
- Over 4 years (2021 to 2025), MetLife's universal and variable universal life — excess benefits paid has grown at a 7.4% compound annual growth rate (CAGR), from -10900000000.0% to -14500000000.0%.
- What does universal and variable universal life — excess benefits paid mean?
- The total amount of insurance benefits paid that were above the expected baseline reserve levels.