Universal and Variable Universal Life — Net amount at risk
MetLife Universal and Variable Universal Life — Net amount at risk decreased by 2.5% to $80.37B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 7.0%, from $86.43B to $80.37B. Over 3 years (FY 2022 to FY 2025), Universal and Variable Universal Life — Net amount at risk shows a downward trend with a -4.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase in net amount at risk suggests higher potential mortality exposure, requiring more capital or reinsurance coverage.
Detailed definition
This metric measures the difference between the total death benefit payable and the current policyholder account balance...
Peer comparison
Comparable to net amount at risk or net death benefit exposure reported by life insurance peers.
met_segment_universal_and_variable_universal_life_net_amount_at_riskHistorical Data
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $104.55B | $102.75B | $98.00B | $95.27B | $95.41B | $94.00B | $92.52B | $91.86B | $93.17B | $90.79B | $88.26B | $89.79B | $86.68B | $86.43B | $86.37B | $85.13B | $82.39B | $80.37B |
| QoQ Change | — | -1.7% | -4.6% | -2.8% | +0.1% | -1.5% | -1.6% | -0.7% | +1.4% | -2.6% | -2.8% | +1.7% | -3.5% | -0.3% | -0.1% | -1.4% | -3.2% | -2.5% |
| YoY Change | — | — | — | — | -8.7% | -8.5% | -5.6% | -3.6% | -2.3% | -3.4% | -4.6% | -2.3% | -7.0% | -4.8% | -2.1% | -5.2% | -5.0% | -7.0% |
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Frequently Asked Questions
- What is MetLife's universal and variable universal life — net amount at risk?
- MetLife (MET) reported universal and variable universal life — net amount at risk of $80.37B in Q1 2026.
- How has MetLife's universal and variable universal life — net amount at risk changed year-over-year?
- MetLife's universal and variable universal life — net amount at risk decreased by 7.0% year-over-year, from $86.43B to $80.37B.
- What is the long-term trend for MetLife's universal and variable universal life — net amount at risk?
- Over 3 years (2022 to 2025), MetLife's universal and variable universal life — net amount at risk has grown at a -4.6% compound annual growth rate (CAGR), from $391.44B to $340.32B.
- What does universal and variable universal life — net amount at risk mean?
- The portion of the total death benefit that the company would have to pay out of its own funds if all policyholders died today.