Operating

Accretion and Amortization of Purchase Discounts

MFA Financial Accretion and Amortization of Purchase Discounts decreased by 65.0% to -$3.15M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 325.2%, from -$741.00K to -$3.15M. Over 3 years (FY 2021 to FY 2025), Accretion and Amortization of Purchase Discounts shows a downward trend with a -72.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ1 2021
Last reportedQ1 2026May 5, 2026

How to read this metric

Accretion increases reported interest income, reflecting the gradual realization of value from discounted loan purchases.

Detailed definition

This represents the non-cash adjustment to interest income resulting from the amortization of discounts or premiums paid...

Peer comparison

Standard for firms that purchase distressed or seasoned loan portfolios at a discount to par value.

Metric ID: operating_accretion_and_amortization_of_purchase_discounts

Historical Data

18 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$9.01M$4.64M$36.13M$4.14M$2.71M$5.21M$15.26M$4.51M$5.83M$4.31M$4.32M$3.33M$3.51M-$741.00K$1.93M-$505.00K-$1.91M-$3.15M
QoQ Change-48.5%+678.3%-88.6%-34.4%+92.1%+193.0%-70.5%+29.3%-26.0%+0.1%-23.0%+5.6%-121.1%+360.2%-126.2%-278.2%-65.0%
YoY Change-69.9%+12.2%-57.8%+9.0%+115.0%-17.2%-71.7%-26.2%-39.7%-122.3%-45.1%-325.2%
Range-$3.15M$36.13M
CAGR-21.9%
Avg YoY Growth-53.2%
Median YoY Growth-42.4%
Current Streak3 quarters decline

Frequently Asked Questions

What is MFA Financial's accretion and amortization of purchase discounts?
MFA Financial (MFA) reported accretion and amortization of purchase discounts of -$3.15M in Q1 2026.
How has MFA Financial's accretion and amortization of purchase discounts changed year-over-year?
MFA Financial's accretion and amortization of purchase discounts decreased by 325.2% year-over-year, from -$741.00K to -$3.15M.
What is the long-term trend for MFA Financial's accretion and amortization of purchase discounts?
Over 3 years (2021 to 2025), MFA Financial's accretion and amortization of purchase discounts has grown at a -72.6% compound annual growth rate (CAGR), from $59.42M to -$1.23M.
What does accretion and amortization of purchase discounts mean?
Non-cash adjustments to income based on the purchase price of loan assets.