Allowance for credit losses
Morgan Stanley Allowance for credit losses increased by 46.4% to $1.17B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 920.9%, from $115.00M to $1.17B. Over 5 years (FY 2020 to FY 2025), Allowance for credit losses shows relatively stable performance with a -0.8% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase often signals management's expectation of deteriorating credit quality or economic headwinds, while a decrease may suggest improved borrower health.
Detailed definition
A contra-asset account representing the bank's estimate of uncollectible amounts within its loan portfolio. This reserve...
Peer comparison
Required by accounting standards (e.g., CECL or IFRS 9) for all banks; essential for comparing risk-adjusted performance.
bank_allowance_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $687.00M | $684.00M | $654.00M | $146.00M | $147.00M | $141.00M | $839.00M | $138.00M | $137.00M | $130.00M | $755.00M | $121.00M | $121.00M | $109.00M | $796.00M | $115.00M | $120.00M | $116.00M | $802.00M | $1.17B |
| QoQ Change | — | -0.4% | -4.4% | -77.7% | +0.7% | -4.1% | +495.0% | -83.6% | -0.7% | -5.1% | +480.8% | -84.0% | +0.0% | -9.9% | +630.3% | -85.6% | +4.3% | -3.3% | +591.4% | +46.4% |
| YoY Change | — | — | — | — | -78.6% | -79.4% | +28.3% | -5.5% | -6.8% | -7.8% | -10.0% | -12.3% | -11.7% | -16.2% | +5.4% | -5.0% | -0.8% | +6.4% | +0.8% | +920.9% |
| % of Net loans | — | — | 0.3% | 0.1% | 0.1% | 0.1% | 0.4% | 0.1% | 0.1% | 0.1% | 0.3% | 0.1% | 0.1% | 0.0% | 0.3% | 0.0% | 0.0% | 0.0% | 0.3% | — |
| Share Change | — | — | — | -0.3pp | -0.0pp | -0.0pp | +0.3pp | -0.3pp | -0.0pp | -0.0pp | +0.3pp | -0.3pp | -0.0pp | -0.0pp | +0.3pp | -0.3pp | +0.0pp | -0.0pp | +0.2pp | — |
Allowance for credit losses at Other Companies
Frequently Asked Questions
- What is Morgan Stanley's allowance for credit losses?
- Morgan Stanley (MS) reported allowance for credit losses of $1.17B in Q1 2026.
- How has Morgan Stanley's allowance for credit losses changed year-over-year?
- Morgan Stanley's allowance for credit losses increased by 920.9% year-over-year, from $115.00M to $1.17B.
- What is the long-term trend for Morgan Stanley's allowance for credit losses?
- Over 5 years (2020 to 2025), Morgan Stanley's allowance for credit losses has grown at a -0.8% compound annual growth rate (CAGR), from $835.00M to $802.00M.
- What does allowance for credit losses mean?
- The amount of money the bank has set aside to cover potential losses from loans that may not be repaid.