O'Reilly Automotive Insurance Reserve, Current increased by 8.3% to $321.90M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 109.0%, from $154.01M to $321.90M. Over 5 years (FY 2020 to FY 2025), Insurance Reserve, Current shows an upward trend with a 22.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Rising reserves may indicate higher claim frequency or severity, potentially signaling increased operational risk or safety issues.
This represents the estimated current liability for claims related to self-insured risks, such as workers' compensation...
Standard for large-scale retail operations that self-insure; comparable to other companies with high employee headcount and physical store traffic.
other_self_insurance_reserve_current| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $118.26M | $122.55M | $128.79M | $137.63M | $137.28M | $142.39M | $138.93M | $136.72M | $131.78M | $128.89M | $128.55M | $130.97M | $125.86M | $123.51M | $149.39M | $154.01M | $158.84M | $180.14M | $297.30M | $321.90M |
| QoQ Change | — | +3.6% | +5.1% | +6.9% | -0.3% | +3.7% | -2.4% | -1.6% | -3.6% | -2.2% | -0.3% | +1.9% | -3.9% | -1.9% | +21.0% | +3.1% | +3.1% | +13.4% | +65.0% | +8.3% |
| YoY Change | — | — | — | — | +16.1% | +16.2% | +7.9% | -0.7% | -4.0% | -9.5% | -7.5% | -4.2% | -4.5% | -4.2% | +16.2% | +17.6% | +26.2% | +45.9% | +99.0% | +109.0% |