Other

Noninterest-bearing deposits

PNC Financial Services Noninterest-bearing deposits decreased by 14.5% to -$2.35B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 762.1%, from -$272.00M to -$2.35B. Over 2 years (FY 2022 to FY 2024), Noninterest-bearing deposits shows an upward trend with a -46.5% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementIncome Statement
SectionOther
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026May 5, 2026

How to read this metric

Growth in these deposits is highly favorable as it lowers the bank's overall cost of funds and improves net interest margin.

Detailed definition

The net change in customer deposits that do not pay interest, typically held in transaction or operating accounts. These...

Peer comparison

Key metric for evaluating the strength of a bank's retail and commercial deposit franchise.

Metric ID: other_net_change_noninterest_bearing_deposits_domestic

Historical Data

17 periods
 Q3 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q1 '26
Value$2.06B-$4.35B-$4.37B-$8.03B-$13.91B-$6.46B-$7.52B-$4.84B-$4.37B-$3.26B-$3.50B$0.00-$2.02B-$272.00M$885.00M-$2.05B-$2.35B
QoQ Change-311.1%-0.4%-83.9%-73.3%+53.6%-16.4%+35.6%+9.8%+25.3%-7.2%+100.0%+86.5%+425.4%-331.4%-14.5%
YoY Change-489.7%-48.6%-72.2%+39.7%+68.6%+49.6%+53.5%+100.0%+53.7%+91.7%+125.3%-762.1%
Range-$13.91B$2.06B
CAGR+3.3%
Avg YoY Growth-65.9%
Median YoY Growth+51.5%
Current Streak2 quarters decline

Frequently Asked Questions

What is PNC Financial Services's noninterest-bearing deposits?
PNC Financial Services (PNC) reported noninterest-bearing deposits of -$2.35B in Q1 2026.
How has PNC Financial Services's noninterest-bearing deposits changed year-over-year?
PNC Financial Services's noninterest-bearing deposits decreased by 762.1% year-over-year, from -$272.00M to -$2.35B.
What is the long-term trend for PNC Financial Services's noninterest-bearing deposits?
Over 2 years (2022 to 2024), PNC Financial Services's noninterest-bearing deposits has grown at a -46.5% compound annual growth rate (CAGR), from -$30.66B to -$8.78B.
What does noninterest-bearing deposits mean?
The change in the amount of money held in customer accounts that earn no interest.