PNC Financial Services Noninterest-bearing deposits decreased by 14.5% to -$2.35B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 762.1%, from -$272.00M to -$2.35B. Over 2 years (FY 2022 to FY 2024), Noninterest-bearing deposits shows an upward trend with a -46.5% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Growth in these deposits is highly favorable as it lowers the bank's overall cost of funds and improves net interest margin.
The net change in customer deposits that do not pay interest, typically held in transaction or operating accounts. These...
Key metric for evaluating the strength of a bank's retail and commercial deposit franchise.
other_net_change_noninterest_bearing_deposits_domestic| Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $2.06B | -$4.35B | -$4.37B | -$8.03B | -$13.91B | -$6.46B | -$7.52B | -$4.84B | -$4.37B | -$3.26B | -$3.50B | $0.00 | -$2.02B | -$272.00M | $885.00M | -$2.05B | -$2.35B |
| QoQ Change | — | -311.1% | -0.4% | -83.9% | -73.3% | +53.6% | -16.4% | +35.6% | +9.8% | +25.3% | -7.2% | +100.0% | — | +86.5% | +425.4% | -331.4% | -14.5% |
| YoY Change | — | — | — | -489.7% | — | -48.6% | -72.2% | +39.7% | +68.6% | +49.6% | +53.5% | +100.0% | +53.7% | +91.7% | +125.3% | — | -762.1% |