Discontinued — last reported Q4 '25
Products & Services · Cash surrender value
Institutional — Cash surrender value
Prudential Financial Institutional — Cash surrender value increased by 4.1% to $23.37B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 22.6%, from $19.06B to $23.37B. Over 3 years (FY 2022 to FY 2025), Institutional — Cash surrender value shows an upward trend with a 8.9% CAGR.
Analysis
StatementSegment
CategoryLiquidity
SignalContext dependent
VolatilityStable
First reportedQ4 2021
Last reportedQ4 2025
Rolls up toCash surrender value
How to read this metric
High cash surrender values relative to total account balances indicate potential liquidity risk if a large number of clients exit simultaneously.
Detailed definition
The amount of cash an institutional policyholder would receive if they were to terminate their contract immediately. Thi...
Peer comparison
Standard 'Cash Surrender Value' reported by life insurance and annuity providers.
Metric ID:
pru_segment_institutional_cash_surrender_valueHistorical Data
17 periods
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $16.39B | $16.22B | $16.20B | $17.16B | $17.38B | $17.40B | $17.65B | $17.94B | $17.74B | $18.45B | $18.75B | $19.53B | $19.06B | $19.44B | $21.12B | $22.46B | $23.37B |
| QoQ Change | — | -1.0% | -0.1% | +5.9% | +1.3% | +0.1% | +1.4% | +1.7% | -1.1% | +4.0% | +1.6% | +4.2% | -2.4% | +2.0% | +8.6% | +6.3% | +4.1% |
| YoY Change | — | — | — | — | +6.0% | +7.2% | +8.9% | +4.6% | +2.1% | +6.1% | +6.3% | +8.8% | +7.4% | +5.3% | +12.6% | +15.0% | +22.6% |
Range$16.20B – $23.37B
CAGR+9.3%
Avg YoY Growth+8.7%
Median YoY Growth+7.2%
Current Streak4 quarters growth
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Prudential Financial's institutional — cash surrender value?
- Prudential Financial (PRU) reported institutional — cash surrender value of $23.37B in Q4 2025.
- How has Prudential Financial's institutional — cash surrender value changed year-over-year?
- Prudential Financial's institutional — cash surrender value increased by 22.6% year-over-year, from $19.06B to $23.37B.
- What is the long-term trend for Prudential Financial's institutional — cash surrender value?
- Over 3 years (2022 to 2025), Prudential Financial's institutional — cash surrender value has grown at a 8.9% compound annual growth rate (CAGR), from $66.96B to $86.37B.
- What does institutional — cash surrender value mean?
- The total cash value available to institutional clients if they cancel their contracts today.