Business Segments · Provisions

Business Segments — Provisions

PayPal Holdings, Inc. Business Segments — Provisions decreased by 8.1% to $102.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 9.7%, from $93.00M to $102.00M. Over 3 years (FY 2022 to FY 2025), Business Segments — Provisions shows relatively stable performance with a -1.6% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026

How to read this metric

An increase suggests management expects higher credit defaults or economic headwinds, while a decrease suggests improved credit quality or more conservative risk appetite.

Detailed definition

This represents the amount set aside to cover potential future losses on credit products or receivables within a busines...

Peer comparison

Common in banking and companies with significant consumer credit portfolios.

Metric ID: pypl_segment_reportable_segment_provisions

Historical Data

17 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$100.50M$100.50M$100.50M$100.50M$122.50M$122.50M$122.50M$122.50M$61.00M$76.00M$88.00M$103.00M$93.00M$93.00M$86.00M$111.00M$102.00M
QoQ Change+0.0%+0.0%+0.0%+21.9%+0.0%+0.0%+0.0%-50.2%+24.6%+15.8%+17.0%-9.7%+0.0%-7.5%+29.1%-8.1%
YoY Change+21.9%+21.9%+21.9%+21.9%-50.2%-38.0%-28.2%-15.9%+52.5%+22.4%-2.3%+7.8%+9.7%
Range$61.00M$122.50M
CAGR+0.4%
Avg YoY Growth+3.5%
Median YoY Growth+9.7%

Frequently Asked Questions

What is PayPal Holdings, Inc.'s business segments — provisions?
PayPal Holdings, Inc. (PYPL) reported business segments — provisions of $102.00M in Q1 2026.
How has PayPal Holdings, Inc.'s business segments — provisions changed year-over-year?
PayPal Holdings, Inc.'s business segments — provisions increased by 9.7% year-over-year, from $93.00M to $102.00M.
What is the long-term trend for PayPal Holdings, Inc.'s business segments — provisions?
Over 3 years (2022 to 2025), PayPal Holdings, Inc.'s business segments — provisions has grown at a -1.6% compound annual growth rate (CAGR), from $402.00M to $383.00M.
What does business segments — provisions mean?
Funds reserved to cover anticipated losses from credit or uncollectible accounts.