Non-Current Assets

Fair value of servicing rights

Regions Financial Fair value of servicing rights decreased by 1.6% to $954.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 2.6%, from $979.00M to $954.00M. Over 5 years (FY 2020 to FY 2025), Fair value of servicing rights shows an upward trend with a 26.8% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryCapital Allocation
SignalHigher is better
VolatilityVolatile
First reportedQ4 2012
Last reportedQ1 2026

How to read this metric

An increase suggests higher expected future servicing cash flows, often driven by rising interest rate environments.

Detailed definition

This represents the fair market value of the bank's rights to service mortgage loans for third-party investors. These as...

Peer comparison

Standard for banks with significant mortgage banking operations; highly correlated with interest rate cycles.

Metric ID: non_current_assets_servicing_asset_at_fair_value_amount

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$392.00M$410.00M$418.00M$542.00M$770.00M$809.00M$812.00M$790.00M$801.00M$932.00M$906.00M$1.03B$1.02B$971.00M$1.01B$979.00M$988.00M$976.00M$970.00M$954.00M
QoQ Change+4.6%+2.0%+29.7%+42.1%+5.1%+0.4%-2.7%+1.4%+16.4%-2.8%+13.2%-0.6%-4.8%+3.7%-2.8%+0.9%-1.2%-0.6%-1.6%
YoY Change+96.4%+97.3%+94.3%+45.8%+4.0%+15.2%+11.6%+29.9%+27.3%+4.2%+11.1%-4.6%-3.1%+0.5%-3.7%-2.6%
Range$392.00M$1.03B
CAGR+20.6%
Avg YoY Growth+26.5%
Median YoY Growth+11.4%
Current Streak3 quarters decline

Frequently Asked Questions

What is Regions Financial's fair value of servicing rights?
Regions Financial (RF) reported fair value of servicing rights of $954.00M in Q1 2026.
How has Regions Financial's fair value of servicing rights changed year-over-year?
Regions Financial's fair value of servicing rights decreased by 2.6% year-over-year, from $979.00M to $954.00M.
What is the long-term trend for Regions Financial's fair value of servicing rights?
Over 5 years (2020 to 2025), Regions Financial's fair value of servicing rights has grown at a 26.8% compound annual growth rate (CAGR), from $296.00M to $970.00M.
What does fair value of servicing rights mean?
The current market value of the bank's contractual rights to collect mortgage payments for others.