Discontinued — last reported Q1 '25
Provision for Credit Losses
Regions Financial Provision for Credit Losses decreased by 20.9% to $91.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 26.6%, from $124.00M to $91.00M. Over 3 years (FY 2022 to FY 2025), Provision for Credit Losses shows an upward trend with a 20.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests management expects higher default rates or a deteriorating credit environment, while a decrease suggests improved borrower quality.
Detailed definition
This represents the non-cash expense set aside by a financial institution to cover potential losses from loans or credit...
Peer comparison
Common in banking and credit card issuers; peers adjust this based on macroeconomic forecasts and portfolio seasoning.
provision_for_credit_losses_cfHistorical Data
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$337.00M | -$155.00M | -$36.00M | $60.00M | $135.00M | $112.00M | $135.00M | $118.00M | $145.00M | $155.00M | $152.00M | $102.00M | $113.00M | $120.00M | $124.00M | $126.00M | $105.00M | $115.00M | $91.00M |
| QoQ Change | — | +54.0% | +76.8% | +266.7% | +125.0% | -17.0% | +20.5% | -12.6% | +22.9% | +6.9% | -1.9% | -32.9% | +10.8% | +6.2% | +3.3% | +1.6% | -16.7% | +9.5% | -20.9% |
| YoY Change | — | — | — | +117.8% | +187.1% | — | +475.0% | +96.7% | +7.4% | +38.4% | +12.6% | -13.6% | -22.1% | -22.6% | -18.4% | +23.5% | -7.1% | -4.2% | -26.6% |
Business Segments
| Segment | Q4 '23 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Corporate Bank | $85.75M | $91.00M | $90.00M | $65.00M | $110.00M | $84.00M | $78.00M | $71.00M |
| Consumer Bank | $69.75M | $67.00M | $68.00M | $59.00M | $75.00M | $69.00M | $70.00M | $56.00M |
| Other | -$19.25M | -$47.00M | -$40.00M | $0.00 | -$62.00M | -$50.00M | -$35.00M | -$36.00M |
| Wealth Management | $2.00M | $2.00M | $2.00M | $0.00 | $3.00M | $2.00M | $2.00M | $0.00 |
| Total | $155.00M | $113.00M | $120.00M | $124.00M | $126.00M | $105.00M | $115.00M | $91.00M |
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is Regions Financial's provision for credit losses?
- Regions Financial (RF) reported provision for credit losses of $91.00M in Q1 2026.
- How has Regions Financial's provision for credit losses changed year-over-year?
- Regions Financial's provision for credit losses decreased by 26.6% year-over-year, from $124.00M to $91.00M.
- What is the long-term trend for Regions Financial's provision for credit losses?
- Over 3 years (2022 to 2025), Regions Financial's provision for credit losses has grown at a 20.1% compound annual growth rate (CAGR), from $271.00M to $470.00M.
- What does provision for credit losses mean?
- The amount of money a lender sets aside to cover expected losses from unpaid debts.