Allowance for credit losses
Charles Schwab Corporation Allowance for credit losses remained flat by 0.0% to $36.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 71.4%, from $21.00M to $36.00M. Over 5 years (FY 2020 to FY 2025), Allowance for credit losses shows an upward trend with a 3.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests higher expected defaults or a more conservative risk assessment, while a decrease suggests improved borrower creditworthiness.
Detailed definition
A contra-asset account representing the estimated amount of uncollectible loans and receivables within the company's len...
Peer comparison
Standard for financial institutions; peers with higher-risk loan portfolios will typically maintain higher allowance ratios.
bank_allowance_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $13.00M | $13.00M | $18.00M | $28.00M | $37.00M | $49.00M | $73.00M | $74.00M | $75.00M | $54.00M | $38.00M | $32.00M | $20.00M | $20.00M | $21.00M | $21.00M | $22.00M | $22.00M | $36.00M | $36.00M |
| QoQ Change | — | +0.0% | +38.5% | +55.6% | +32.1% | +32.4% | +49.0% | +1.4% | +1.4% | -28.0% | -29.6% | -15.8% | -37.5% | +0.0% | +5.0% | +0.0% | +4.8% | +0.0% | +63.6% | +0.0% |
| YoY Change | — | — | — | — | +184.6% | +276.9% | +305.6% | +164.3% | +102.7% | +10.2% | -47.9% | -56.8% | -73.3% | -63.0% | -44.7% | -34.4% | +10.0% | +10.0% | +71.4% | +71.4% |
Allowance for credit losses at Other Companies
Frequently Asked Questions
- What is Charles Schwab Corporation's allowance for credit losses?
- Charles Schwab Corporation (SCHW) reported allowance for credit losses of $36.00M in Q1 2026.
- How has Charles Schwab Corporation's allowance for credit losses changed year-over-year?
- Charles Schwab Corporation's allowance for credit losses increased by 71.4% year-over-year, from $21.00M to $36.00M.
- What is the long-term trend for Charles Schwab Corporation's allowance for credit losses?
- Over 5 years (2020 to 2025), Charles Schwab Corporation's allowance for credit losses has grown at a 3.7% compound annual growth rate (CAGR), from $30.00M to $36.00M.
- What does allowance for credit losses mean?
- The reserve set aside to cover potential losses from loans that may not be repaid.