Discontinued — last reported Q3 '25

Non-Current Assets

Gross loans

SoFi Technologies, Inc. Gross loans decreased by 8.9% to $1.38B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 6.5%, from $1.30B to $1.38B. Over 5 years (FY 2020 to FY 2025), Gross loans shows a downward trend with a -20.8% CAGR.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryGrowth
SignalContext dependent
VolatilityModerate
First reportedQ4 2015
Last reportedQ3 2025
Parent metricNet loans

How to read this metric

Growth indicates an expansion of lending activities, while a decline may signal tighter credit standards or reduced demand.

Detailed definition

This represents the total principal amount of all loans issued by the company before accounting for any reserves or allo...

Peer comparison

Common in financial institutions; peers vary based on their risk appetite and focus on commercial versus consumer lending.

Metric ID: bank_gross_loans

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$4.73B$4.87B$115.91M$7.22B$8.21B$11.20B$307.96M$328.03M$347.55M$361.25M$836.16M$1.25B$2.17B$1.42B$1.25B$1.30B$1.41B$1.48B$1.52B$1.38B
QoQ Change+2.9%-97.6%>999%+13.7%+36.4%-97.3%+6.5%+6.0%+3.9%+131.5%+49.5%+73.8%-34.8%-12.1%+4.0%+9.0%+5.0%+2.2%-8.9%
YoY Change+73.7%+130.3%+165.7%-95.5%-95.8%-96.8%+171.5%+281.1%+525.1%+292.3%+49.1%+3.7%-34.9%+4.7%+21.7%+6.5%
Range$115.91M$11.20B
CAGR-22.8%
Avg YoY Growth+87.7%
Median YoY Growth+35.4%

Frequently Asked Questions

What is SoFi Technologies, Inc.'s gross loans?
SoFi Technologies, Inc. (SOFI) reported gross loans of $1.38B in Q1 2026.
How has SoFi Technologies, Inc.'s gross loans changed year-over-year?
SoFi Technologies, Inc.'s gross loans increased by 6.5% year-over-year, from $1.30B to $1.38B.
What is the long-term trend for SoFi Technologies, Inc.'s gross loans?
Over 5 years (2020 to 2025), SoFi Technologies, Inc.'s gross loans has grown at a -20.8% compound annual growth rate (CAGR), from $4.88B to $1.52B.
What does gross loans mean?
The total value of all loans provided by the company before subtracting potential losses.