Operating

Net Income

SoFi Technologies, Inc. Net Income decreased by 3.9% to $166.73M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 134.4%, from $71.12M to $166.73M. Over 3 years (FY 2021 to FY 2025), Net Income shows an upward trend with a -0.2% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementCash Flow Statement
SectionOperating
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2014
Last reportedQ1 2026

How to read this metric

An increase indicates higher profitability and operational success, while a decrease may signal rising costs or declining sales.

Detailed definition

Net income represents the total profit of the company after all operating expenses, taxes, and interest have been deduct...

Peer comparison

Standard across all public companies, though margins vary significantly by industry sector.

Metric ID: net_income_cf

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-$165.31M-$30.05M-$111.01M-$110.36M-$95.84M-$74.21M-$40.01M-$34.42M-$47.55M-$266.68M$88.04M$17.40M$60.75M$332.47M$71.12M$97.26M$139.39M$173.55M$166.73M
QoQ Change+81.8%-269.5%+0.6%+13.2%+22.6%+46.1%+14.0%-38.1%-460.9%+133.0%-80.2%+249.0%+447.3%-78.6%+36.8%+43.3%+24.5%-3.9%
YoY Change+42.0%-147.0%+64.0%+68.8%+50.4%-259.4%+355.8%+136.6%+122.8%-19.2%+458.9%+129.5%-47.8%+134.4%
Range-$266.68M$332.47M
CAGR+0.2%
Avg YoY Growth+77.8%
Median YoY Growth+66.4%

Frequently Asked Questions

What is SoFi Technologies, Inc.'s net income?
SoFi Technologies, Inc. (SOFI) reported net income of $166.73M in Q1 2026.
How has SoFi Technologies, Inc.'s net income changed year-over-year?
SoFi Technologies, Inc.'s net income increased by 134.4% year-over-year, from $71.12M to $166.73M.
What is the long-term trend for SoFi Technologies, Inc.'s net income?
Over 3 years (2021 to 2025), SoFi Technologies, Inc.'s net income has grown at a -0.2% compound annual growth rate (CAGR), from -$483.94M to $481.32M.
What does net income mean?
The total profit a company earns after all expenses and taxes are paid.