Lending — Reportable segments total contribution profit
SoFi Technologies, Inc. Lending — Reportable segments total contribution profit increased by 40.8% to $382.39M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 60.0%, from $238.94M to $382.39M. Over 4 years (FY 2021 to FY 2025), Lending — Reportable segments total contribution profit shows an upward trend with a 26.3% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
Higher contribution profit indicates a healthy, scalable lending business with strong margins.
Detailed definition
Measures the profitability of the lending segment by subtracting directly attributable expenses from the segment's net r...
Peer comparison
Similar to segment operating income or contribution margin used by fintech and banking companies.
sofi_segment_lending_reportable_segments_total_contribution_profitHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $89.19M | $117.67M | $105.07M | $132.65M | $141.99M | $180.56M | $208.80M | $209.90M | $183.31M | $203.96M | $226.11M | $207.72M | $197.94M | $238.93M | $245.96M | $238.94M | $244.71M | $261.60M | $271.66M | $382.39M |
| QoQ Change | — | +31.9% | -10.7% | +26.3% | +7.0% | +27.2% | +15.6% | +0.5% | -12.7% | +11.3% | +10.9% | -8.1% | -4.7% | +20.7% | +2.9% | -2.9% | +2.4% | +6.9% | +3.8% | +40.8% |
| YoY Change | — | — | — | — | +59.2% | +53.5% | +98.7% | +58.2% | +29.1% | +13.0% | +8.3% | -1.0% | +8.0% | +17.1% | +8.8% | +15.0% | +23.6% | +9.5% | +10.4% | +60.0% |
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Frequently Asked Questions
- What is SoFi Technologies, Inc.'s lending — reportable segments total contribution profit?
- SoFi Technologies, Inc. (SOFI) reported lending — reportable segments total contribution profit of $382.39M in Q1 2026.
- How has SoFi Technologies, Inc.'s lending — reportable segments total contribution profit changed year-over-year?
- SoFi Technologies, Inc.'s lending — reportable segments total contribution profit increased by 60.0% year-over-year, from $238.94M to $382.39M.
- What is the long-term trend for SoFi Technologies, Inc.'s lending — reportable segments total contribution profit?
- Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s lending — reportable segments total contribution profit has grown at a 26.3% compound annual growth rate (CAGR), from $399.61M to $1.02B.
- What does lending — reportable segments total contribution profit mean?
- The profit generated by the lending business after accounting for its direct operating costs.