Business Segments · Net income (loss)
Payment Services — Net income (loss)
U.S. Bancorp Payment Services — Net income (loss) decreased by 10.7% to $291.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 47.0%, from $198.00M to $291.00M. Over 3 years (FY 2022 to FY 2025), Payment Services — Net income (loss) shows relatively stable performance with a -1.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2014
Last reportedQ4 2025
Rolls up toNet Income
How to read this metric
Higher values indicate superior segment profitability and contribution to shareholder value.
Detailed definition
This represents the final bottom-line profit or loss of the payment services segment after all expenses, provisions, and...
Peer comparison
Standard segment net income metric used across the financial services industry.
Metric ID:
usb_segment_payment_services_net_income_lossHistorical Data
16 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $336.00M | $336.00M | $336.00M | $336.00M | $310.00M | $313.00M | $223.00M | $348.00M | $248.00M | $297.00M | $277.00M | $198.00M | $340.00M | $325.00M | $326.00M | $291.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | -7.7% | +1.0% | -28.8% | +56.1% | -28.7% | +19.8% | -6.7% | -28.5% | +71.7% | -4.4% | +0.3% | -10.7% |
| YoY Change | — | — | — | — | -7.7% | -6.8% | -33.6% | +3.6% | -20.0% | -5.1% | +24.2% | -43.1% | +37.1% | +9.4% | +17.7% | +47.0% |
Range$198.00M – $348.00M
CAGR-3.8%
Avg YoY Growth+1.9%
Median YoY Growth-0.8%
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Frequently Asked Questions
- What is U.S. Bancorp's payment services — net income (loss)?
- U.S. Bancorp (USB) reported payment services — net income (loss) of $291.00M in Q4 2025.
- How has U.S. Bancorp's payment services — net income (loss) changed year-over-year?
- U.S. Bancorp's payment services — net income (loss) increased by 47.0% year-over-year, from $198.00M to $291.00M.
- What is the long-term trend for U.S. Bancorp's payment services — net income (loss)?
- Over 3 years (2022 to 2025), U.S. Bancorp's payment services — net income (loss) has grown at a -1.6% compound annual growth rate (CAGR), from $1.34B to $1.28B.
- What does payment services — net income (loss) mean?
- The final net profit or loss of the payment services segment.