Business Segments · Net interest income (expense)
Commercial Banking — Net interest income (expense)
Wells Fargo & Company Commercial Banking — Net interest income (expense) decreased by 0.3% to $1.99B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 0.6%, from $1.98B to $1.99B. Over 4 years (FY 2021 to FY 2025), Commercial Banking — Net interest income (expense) shows an upward trend with a 12.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2018
Last reportedQ1 2026
Rolls up toNet Interest Income
How to read this metric
Higher values indicate improved net interest margins or growth in interest-earning assets.
Detailed definition
The difference between the interest income generated from commercial loans and leases and the interest expense paid on d...
Peer comparison
A primary performance metric for all commercial banks; directly comparable across the banking industry.
Metric ID:
wfc_segment_commercial_banking_net_interest_income_expenseHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.20B | $1.23B | $1.24B | $1.36B | $1.58B | $1.99B | $2.36B | $2.49B | $2.50B | $2.52B | $2.53B | $2.28B | $2.28B | $2.29B | $2.25B | $1.98B | $1.98B | $1.95B | $1.99B | $1.99B |
| QoQ Change | — | +2.4% | +1.1% | +9.4% | +16.1% | +26.0% | +18.4% | +5.6% | +0.5% | +0.7% | +0.2% | -9.8% | +0.1% | +0.4% | -1.8% | -12.1% | +0.3% | -1.7% | +2.3% | -0.3% |
| YoY Change | — | — | — | — | +31.4% | +61.7% | +89.5% | +82.9% | +58.3% | +26.5% | +7.1% | -8.5% | -8.8% | -9.1% | -11.0% | -13.2% | -13.1% | -14.9% | -11.3% | +0.6% |
Range$1.20B – $2.53B
CAGR+11.2%
Avg YoY Growth+16.8%
Median YoY Growth-4.0%
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Frequently Asked Questions
- What is Wells Fargo & Company's commercial banking — net interest income (expense)?
- Wells Fargo & Company (WFC) reported commercial banking — net interest income (expense) of $1.99B in Q1 2026.
- How has Wells Fargo & Company's commercial banking — net interest income (expense) changed year-over-year?
- Wells Fargo & Company's commercial banking — net interest income (expense) increased by 0.6% year-over-year, from $1.98B to $1.99B.
- What is the long-term trend for Wells Fargo & Company's commercial banking — net interest income (expense)?
- Over 4 years (2021 to 2025), Wells Fargo & Company's commercial banking — net interest income (expense) has grown at a 12.3% compound annual growth rate (CAGR), from $4.96B to $7.90B.
- What does commercial banking — net interest income (expense) mean?
- The profit earned from the spread between interest collected on loans and interest paid on deposits.