Allowance for credit losses
W.R. Berkley Allowance for credit losses increased by 370.8% to $306.00K in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 8.1%, from $333.00K to $306.00K. Over 5 years (FY 2020 to FY 2025), Allowance for credit losses shows a downward trend with a -48.4% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase suggests higher expected defaults or a more conservative risk assessment, while a decrease suggests improved borrower creditworthiness.
Detailed definition
A contra-asset account representing the estimated amount of uncollectible loans and receivables within the company's len...
Peer comparison
Standard for financial institutions; peers with higher-risk loan portfolios will typically maintain higher allowance ratios.
bank_allowance_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $18.91M | $16.89M | $22.24M | $26.15M | $33.28M | $34.60M | $37.35M | $37.14M | $44.25M | $46.36M | $36.71M | $22.83M | $21.84M | $6.95M | $646.00K | $333.00K | $318.00K | $272.00K | $65.00K | $306.00K |
| QoQ Change | — | -10.7% | +31.7% | +17.6% | +27.2% | +4.0% | +8.0% | -0.6% | +19.1% | +4.8% | -20.8% | -37.8% | -4.4% | -68.2% | -90.7% | -48.5% | -4.5% | -14.5% | -76.1% | +370.8% |
| YoY Change | — | — | — | — | +76.0% | +104.9% | +68.0% | +42.0% | +33.0% | +34.0% | -1.7% | -38.5% | -50.6% | -85.0% | -98.2% | -98.5% | -98.5% | -96.1% | -89.9% | -8.1% |
Allowance for credit losses at Other Companies
Frequently Asked Questions
- What is W.R. Berkley's allowance for credit losses?
- W.R. Berkley (WRB) reported allowance for credit losses of $306.00K in Q1 2026.
- How has W.R. Berkley's allowance for credit losses changed year-over-year?
- W.R. Berkley's allowance for credit losses decreased by 8.1% year-over-year, from $333.00K to $306.00K.
- What is the long-term trend for W.R. Berkley's allowance for credit losses?
- Over 5 years (2020 to 2025), W.R. Berkley's allowance for credit losses has grown at a -48.4% compound annual growth rate (CAGR), from $1.78M to $65.00K.
- What does allowance for credit losses mean?
- The reserve set aside to cover potential losses from loans that may not be repaid.