Skip to content
Screener

Ameris Bancorp ABCB Warehouse Lending — Income Tax

Other segment segments

Banking Division
$7.54M-70.6%
Retail Mortgage
$3.42M-17.4%
Premium  Finance  Division
$1.82M+28.9%

Similar metrics at other companies

NewtekOne, Inc. logo
NEWTAlternative Lending — Income Tax
$0
Republic Bancorp logo
RBCAAWarehouse Lending — Income Tax Expense Benefit
$676K+26.8%
NewtekOne, Inc. logo
NEWTBanking — Income Tax
$7.53M+260%
NewtekOne, Inc. logo
NEWTNSBF — Income Tax
$0
NewtekOne, Inc. logo
NEWTPayments — Income Tax
$0+100%
Better Home & Finance logo
BETRBanking — Income Tax
-$118K-260%

Other financials

Income statement

See full
Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

See full
Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

See full
Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

See full
Market cap$5.92B+28.5%
P/E15.7×+4.0×
P/S4.7×+0.7×

Profitability

See full
Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

See full
Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:IncomeTaxExpenseBenefit.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
(dollars in thousands)Three Months Ended June 30, 2026 / Banking DivisionThree Months Ended June 30, 2026 / Retail Mortgage DivisionThree Months Ended June 30, 2026 / Warehouse Lending DivisionThree Months Ended June 30, 2026 / Premium Finance DivisionTotal
Other expenses(1)110,93311,587184390123,094
Total noninterest expense203,46535,0677183,464242,714
Income before income tax expense32,40616,2748,7178,65266,049
Income tax expense7,5383,4171,8311,81714,603
Net income$24,868$12,857$6,886$6,835$51,446
Total assets$20,587,632$4,508,490$1,367,630$2,025,091$28,488,843
Goodwill951,14864,4981,015,646
Other intangible assets, net48,31748,317

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's warehouse lending — income tax?
Ameris Bancorp (ABCB) reported warehouse lending — income tax of $1.83M in Q2 2026.
How has Ameris Bancorp's warehouse lending — income tax changed year-over-year?
Ameris Bancorp's warehouse lending — income tax increased by 11.2% year-over-year, from $1.65M to $1.83M.
What is the long-term trend for Ameris Bancorp's warehouse lending — income tax?
Over 4 years (2021 to 2025), Ameris Bancorp's warehouse lending — income tax has grown at a -7.6% compound annual growth rate (CAGR), from $8.12M to $5.92M.
What does warehouse lending — income tax mean?
This represents the portion of the warehouse lending segment's pre-tax income allocated to income tax obligations. It reflects the tax burden associated with the segment's specific earnings profile within the broader corporate structure. Monitoring this helps analysts understand the segment's effective tax rate and its impact on net contribution.

Ask your AI about Ameris Bancorp's warehouse lending — income tax.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude