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Ameris Bancorp ABCB Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

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$740.41M+1.0%
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Citizens Financial GroupCFG
$3.46B+2.3%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's bank owned life insurance?
Ameris Bancorp (ABCB) reported bank owned life insurance of $424.16M in Q1 2026.
How has Ameris Bancorp's bank owned life insurance changed year-over-year?
Ameris Bancorp's bank owned life insurance increased by 3.2% year-over-year, from $410.89M to $424.16M.
What is the long-term trend for Ameris Bancorp's bank owned life insurance?
Over 5 years (2020 to 2025), Ameris Bancorp's bank owned life insurance has grown at a 19.0% compound annual growth rate (CAGR), from $176.47M to $420.58M.
What does bank owned life insurance mean?
Bank Owned Life Insurance (BOLI) represents life insurance policies purchased by the bank on the lives of key employees, where the bank is the beneficiary. It is utilized as a tax-advantaged investment vehicle to offset the costs of employee benefit plans. The cash surrender value of these policies is recorded as an asset on the balance sheet.