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Ameris Bancorp ABCB Bank Owned Life Insurance

Bank Owned Life Insurance at other companies

Amerant Bancorp logo
Amerant BancorpAMTB
$263.21M+4.0%
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
$679.51M+2.1%
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Customers BancorpCUBI
$310.31M+3.2%
Origin Bancorp logo
Origin BancorpOBK
$42.22M+2.3%
Eagle Bancorp logo
Eagle BancorpEGBN
$345.47M+6.2%
Western New England Bancorp logo
Western New England BancorpWNEB
$78.21M+0.2%

Other financials

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.89B+27.8%
P/E15.6×+3.9×
P/S4.7×+0.7×

Profitability

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Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsurance.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
Line itemJune 30, 2026 (unaudited)December 31, 2025
Premises and equipment, net220,500213,097
Goodwill1,015,6461,015,646
Other intangible assets, net48,31754,824
Cash value of bank owned life insurance427,789420,583
Other assets482,214435,500
Total assets$28,488,843$27,515,879
Liabilities
Deposits:

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's bank owned life insurance?
Ameris Bancorp (ABCB) reported bank owned life insurance of $427.79M in Q2 2026.
How has Ameris Bancorp's bank owned life insurance changed year-over-year?
Ameris Bancorp's bank owned life insurance increased by 3.2% year-over-year, from $414.38M to $427.79M.
What is the long-term trend for Ameris Bancorp's bank owned life insurance?
Over 5 years (2020 to 2025), Ameris Bancorp's bank owned life insurance has grown at a 19.0% compound annual growth rate (CAGR), from $176.47M to $420.58M.
What does bank owned life insurance mean?
Bank Owned Life Insurance (BOLI) represents life insurance policies purchased by the bank on the lives of key employees, where the bank is the beneficiary. It is utilized as a tax-advantaged investment vehicle to offset the costs of employee benefit plans. The cash surrender value of these policies is recorded as an asset on the balance sheet.

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