Products & Services · Year Four

Multi-line and other specialty — Year Four

Arch Capital Group Multi-line and other specialty — Year Four remained flat by 0.0% to 8.5% in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 8.5% to 8.5%.

Analysis

StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

Stability in Year Four development indicates that reserves are maturing as expected and that the segment has a good handle on long-term liabilities.

Detailed definition

This metric represents the loss development or claims activity specifically for the fourth year following the inception...

Peer comparison

Standard component of loss development triangles; peers report this as 'Development Year 4'.

Metric ID: acgl_segment_multi_line_and_other_specialty_year_four

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value8.6%8.8%8.2%8.5%8.5%
QoQ Change+2.3%-6.8%+3.7%+0.0%
YoY Change+2.3%-6.8%+3.7%+0.0%
Range8.2%8.8%
CAGR-1.2%
Avg YoY Growth-0.2%
Median YoY Growth+1.2%
Current Streak2 quarters growth

Frequently Asked Questions

What is Arch Capital Group's multi-line and other specialty — year four?
Arch Capital Group (ACGL) reported multi-line and other specialty — year four of 8.5% in Q4 2025.
How has Arch Capital Group's multi-line and other specialty — year four changed year-over-year?
Arch Capital Group's multi-line and other specialty — year four decreased by 0.0% year-over-year, from 8.5% to 8.5%.
What does multi-line and other specialty — year four mean?
Claims activity and loss development during the fourth year of the underwriting period.