Arch Capital Group Multi-line and other specialty — Year Four remained flat by 0.0% to 8.5% in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 8.5% to 8.5%.
Stability in Year Four development indicates that reserves are maturing as expected and that the segment has a good handle on long-term liabilities.
This metric represents the loss development or claims activity specifically for the fourth year following the inception...
Standard component of loss development triangles; peers report this as 'Development Year 4'.
acgl_segment_multi_line_and_other_specialty_year_four| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 8.6% | 8.8% | 8.2% | 8.5% | 8.5% |
| QoQ Change | — | +2.3% | -6.8% | +3.7% | +0.0% |
| YoY Change | — | +2.3% | -6.8% | +3.7% | +0.0% |