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American Coastal Insurance Corporation ACIC Reinsurance balances payable

Reinsurance balances payable at other companies

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Universal Insurance HoldingsUVE
$135.79M+17.9%
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$68.93M
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American Financial GroupAFG
$1.07B+3.6%
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Kinsale Capital GroupKNSL
$33.45M-25.3%
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Hippo HoldingsHIPO
$356.3M+49.5%
Safety Insurance Group logo
Safety Insurance GroupSAFT
$1.89M-90.8%

Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$521.47M+3.8%
Enterprise value$435.04M+8.6%
P/E-1.9×
P/S1.6×-0.1×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept us-gaap:ReinsurancePayable.

The official record: American Coastal Insurance Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Coastal Insurance Corporation's reinsurance balances payable?
American Coastal Insurance Corporation (ACIC) reported reinsurance balances payable of $42.49M in Q1 2026.
How has American Coastal Insurance Corporation's reinsurance balances payable changed year-over-year?
American Coastal Insurance Corporation's reinsurance balances payable decreased by 21.0% year-over-year, from $53.76M to $42.49M.
What is the long-term trend for American Coastal Insurance Corporation's reinsurance balances payable?
Over 5 years (2020 to 2025), American Coastal Insurance Corporation's reinsurance balances payable has grown at a -22.7% compound annual growth rate (CAGR), from $241.64M to $66.84M.
What does reinsurance balances payable mean?
This represents the amounts owed to reinsurers for premiums ceded under reinsurance contracts or for claims recovered that are subject to settlement. It reflects the company's short-term obligations to its reinsurance partners and is a key component of the company's net reinsurance position. Managing these balances is crucial for maintaining healthy relationships with reinsurers and ensuring liquidity.