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American Coastal Insurance Corporation ACIC Unpaid losses and loss expenses

Unpaid losses and loss expenses at other companies

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Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$521.47M+3.8%
Enterprise value$435.04M+8.6%
P/E-1.9×
P/S1.6×-0.1×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve.

The official record: American Coastal Insurance Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Coastal Insurance Corporation's unpaid losses and loss expenses?
American Coastal Insurance Corporation (ACIC) reported unpaid losses and loss expenses of -$38.71M in Q1 2026.
How has American Coastal Insurance Corporation's unpaid losses and loss expenses changed year-over-year?
American Coastal Insurance Corporation's unpaid losses and loss expenses increased by 41.3% year-over-year, from -$65.91M to -$38.71M.
What is the long-term trend for American Coastal Insurance Corporation's unpaid losses and loss expenses?
Over 3 years (2021 to 2025), American Coastal Insurance Corporation's unpaid losses and loss expenses has grown at a 205.0% compound annual growth rate (CAGR), from -$5.52M to -$156.49M.