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Direct premiums written at other companies

Progressive logo
ProgressivePGR
$21.05B+11.0%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$506.55M+8.5%
HCI Group logo
HCI GroupHCI

Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$521.47M+3.8%
Enterprise value$435.04M+8.6%
P/E-1.9×
P/S1.6×-0.1×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsWritten.

The official record: American Coastal Insurance Corporation’s 10-K, filed March 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Coastal Insurance Corporation's direct premiums written?
American Coastal Insurance Corporation (ACIC) reported direct premiums written of $153.15M in Q4 2025.
How has American Coastal Insurance Corporation's direct premiums written changed year-over-year?
American Coastal Insurance Corporation's direct premiums written decreased by 4.7% year-over-year, from $160.68M to $153.15M.
What is the long-term trend for American Coastal Insurance Corporation's direct premiums written?
Over 4 years (2021 to 2025), American Coastal Insurance Corporation's direct premiums written has grown at a 8.4% compound annual growth rate (CAGR), from $443.12M to $612.6M.
What does direct premiums written mean?
The total premiums generated from insurance policies issued directly by the company before accounting for reinsurance cessions. This represents the gross volume of business originated by the insurer's sales channels.