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American Coastal Insurance Corporation ACIC Increase (Decrease) in Deferred Policy Acquisition Costs

Increase (Decrease) in Deferred Policy Acquisition Costs at other companies

Progressive logo
ProgressivePGR
$87M-18.7%
Kemper logo
KemperKMPR
$13.9M-34.4%
American International Group logo
American International GroupAIG
$895M+17.6%
HCI Group logo
HCI GroupHCI
The Hanover Insurance Group logo
The Hanover Insurance GroupTHG

Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$521.47M+3.8%
Enterprise value$435.04M+8.6%
P/E-1.9×
P/S1.6×-0.1×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInDeferredPolicyAcquisitionCosts.

The official record: American Coastal Insurance Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Coastal Insurance Corporation's increase (decrease) in deferred policy acquisition costs?
American Coastal Insurance Corporation (ACIC) reported increase (decrease) in deferred policy acquisition costs of $2.14M in Q1 2026.
How has American Coastal Insurance Corporation's increase (decrease) in deferred policy acquisition costs changed year-over-year?
American Coastal Insurance Corporation's increase (decrease) in deferred policy acquisition costs decreased by 68.9% year-over-year, from $6.88M to $2.14M.
What is the long-term trend for American Coastal Insurance Corporation's increase (decrease) in deferred policy acquisition costs?
Over 2 years (2021 to 2025), American Coastal Insurance Corporation's increase (decrease) in deferred policy acquisition costs has grown at a -78.5% compound annual growth rate (CAGR), from -$35.89M to -$1.65M.
What does increase (decrease) in deferred policy acquisition costs mean?
Captures the change in costs directly related to the acquisition of new insurance policies that are capitalized and amortized over the life of the policy. This metric is a key indicator of the company's investment in business growth and future revenue generation.