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American Coastal Insurance Corporation ACIC Increase Decrease In Direct Unearned Premiums

Increase Decrease In Direct Unearned Premiums at other companies

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Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$521.47M+3.8%
Enterprise value$435.04M+8.6%
P/E-1.9×
P/S1.6×-0.1×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept acic:IncreaseDecreaseInDirectUnearnedPremiums.

The official record: American Coastal Insurance Corporation’s 10-K, filed March 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Coastal Insurance Corporation's increase decrease in direct unearned premiums?
American Coastal Insurance Corporation (ACIC) reported increase decrease in direct unearned premiums of $8.07M in Q4 2025.
How has American Coastal Insurance Corporation's increase decrease in direct unearned premiums changed year-over-year?
American Coastal Insurance Corporation's increase decrease in direct unearned premiums increased by 663.2% year-over-year, from -$1.43M to $8.07M.
What is the long-term trend for American Coastal Insurance Corporation's increase decrease in direct unearned premiums?
Over 3 years (2022 to 2025), American Coastal Insurance Corporation's increase decrease in direct unearned premiums has grown at a -10.3% compound annual growth rate (CAGR), from $44.65M to $32.27M.
What does increase decrease in direct unearned premiums mean?
Represents the net change in premiums collected or billed for direct insurance policies that have not yet been earned by the insurer. This reflects the growth or contraction of the insurer's direct business portfolio and the timing of revenue recognition.