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Net Losses And LAE Incurred at other companies

The Baldwin Insurance Group, Inc. logo
The Baldwin Insurance Group, Inc.BWIN
$7.13M+84.4%
Freedom Holding logo
Freedom HoldingFRHC
$4.91M-80.4%
Old Republic International logo
Old Republic InternationalORI
$800K+23.1%
Freedom Holding logo
Freedom HoldingFRHC
$683K-92.9%
White Mountains Insurance Group logo
White Mountains Insurance GroupWTM
$1.52B+316%
White Mountains Insurance Group logo
White Mountains Insurance GroupWTM
$918.1M+311%

Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$521.47M+3.8%
Enterprise value$435.04M+8.6%
P/E-1.9×
P/S1.6×-0.1×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept acic:NetLossesAndLAEIncurred.

The official record: American Coastal Insurance Corporation’s 10-K, filed March 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Coastal Insurance Corporation's net losses and LAE incurred?
American Coastal Insurance Corporation (ACIC) reported net losses and LAE incurred of $11.51M in Q4 2025.
How has American Coastal Insurance Corporation's net losses and LAE incurred changed year-over-year?
American Coastal Insurance Corporation's net losses and LAE incurred decreased by 33.6% year-over-year, from $17.33M to $11.51M.
What is the long-term trend for American Coastal Insurance Corporation's net losses and LAE incurred?
Over 2 years (2023 to 2025), American Coastal Insurance Corporation's net losses and LAE incurred has grown at a -0.7% compound annual growth rate (CAGR), from $46.68M to $46.04M.
What does net losses and LAE incurred mean?
The total claims and loss adjustment expenses incurred by the company after accounting for reinsurance recoveries. This is a fundamental measure of the company's net underwriting performance and its ability to manage risk profitably.