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American Coastal Insurance Corporation ACIC Reinsurance Effect On Unearned Premiums

Reinsurance Effect On Unearned Premiums at other companies

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Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$521.47M+3.8%
Enterprise value$435.04M+8.6%
P/E-1.9×
P/S1.6×-0.1×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept acic:ReinsuranceEffectOnUnearnedPremiums.

The official record: American Coastal Insurance Corporation’s 10-K, filed March 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Coastal Insurance Corporation's reinsurance effect on unearned premiums?
American Coastal Insurance Corporation (ACIC) reported reinsurance effect on unearned premiums of -$3.86M in Q4 2025.
How has American Coastal Insurance Corporation's reinsurance effect on unearned premiums changed year-over-year?
American Coastal Insurance Corporation's reinsurance effect on unearned premiums decreased by 328.8% year-over-year, from -$901.25K to -$3.86M.
What is the long-term trend for American Coastal Insurance Corporation's reinsurance effect on unearned premiums?
Over 3 years (2022 to 2025), American Coastal Insurance Corporation's reinsurance effect on unearned premiums has grown at a -41.2% compound annual growth rate (CAGR), from $75.88M to -$15.46M.
What does reinsurance effect on unearned premiums mean?
The net impact of reinsurance transactions on the company's total unearned premium liability. It reflects the balance between premiums ceded to reinsurers and the corresponding reduction in the company's own unearned premium reserve.