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ACI Worldwide ACIW Q1 2026 earnings

Reported May 7, 2026 · Before market open

Revenue$425.7MBeat by $15.7M
EPS$0.48Beat by $0.19
Revenue estimate$410.1M
EPS estimate$0.29

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$430.6M
EPS estimate$0.30

Financials

Q1 2026

Income statement

See full
Revenue$425.7M+7.9%
Gross profit$197.3M+8.9%
Operating income$57.5M-1.8%
Net income$38.3M-34.9%
EPS (diluted)$0.37-32.7%

Balance sheet

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Cash & equivalents$242.1M-34.0%
Total debt$836.6M-4.4%
Total equity$1.5B+1.2%
Total assets$3.1B-3.1%

Cash flow

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Operating cash flow$64.2M-17.9%
CapEx$3.0M+38.4%
Free cash flow$61.2M-19.5%

Valuation & ratios

Valuation

as of 07/29/26
See full
Market cap$6.1B+33.2%
Enterprise value$6.69B+28.5%
P/E29.6×+11.3×
P/S3.4×+0.7×

Profitability

See full
Gross margin49%-2.3pp
Operating margin18.4%-3.0pp
Net margin11.5%-4.6pp
FCF margin16.5%-1.4pp

Returns & leverage

See full
Return on equity13.8%-5.9pp
Debt / equity0.6×0.0×
Current ratio1.5×0.0×

Segments

By product

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Bill payments$212.3M+9.5%
Issuing and acquiring$124.6M-2.5%
License$88.0M+4.2%
Maintenance$50.9M+4.7%
Merchant payments$47.0M+24.9%

By segment

See full
Payment Software$213.5M+6.3%
Biller$212.3M+9.5%

Versus estimates

Revenue

Q1 2026$425.7MBeat by $15.7M
Q4 2025$481.6MBeat by $17.0MQ3 2025$482.4MBeat by $17.1MQ2 2025$401.3MMiss by $59.9MQ1 2025$394.6MBeat by $6.3MQ4 2024$453.0MBeat by $115.6M

Diluted EPS

Q1 2026$0.48Beat by $0.19
Q4 2025$0.63Miss by $0.17Q3 2025$1.09Beat by $0.10Q2 2025$0.35Beat by $0.08Q1 2025$0.51Beat by $0.18Q4 2024$1.08Beat by $0.35

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Questions, answered.

When did ACI Worldwide report Q1 2026 earnings?
ACI Worldwide (ACIW) reported Q1 2026 earnings on May 7, 2026 before market open.
What were ACI Worldwide's Q1 2026 revenue and EPS?
ACI Worldwide reported revenue of $425.7M and eps of $0.48 for Q1 2026.
Did ACI Worldwide beat estimates in Q1 2026?
Revenue beat the consensus estimate of $410.1M by $15.7M. EPS beat the consensus estimate of $0.29 by $0.19.
How did ACI Worldwide's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 7.9% from $394.6M a year earlier and eps declined 5.9% from $0.51.
Where can I find ACI Worldwide's Q1 2026 SEC filings?
You can read the 8-K earnings release (0000935036-26-000019) and the 10-Q periodic report (0000935036-26-000021) directly on SEC EDGAR. The filing index links above go to sec.gov.