When did ACI Worldwide report Q3 2025 earnings?

ACI Worldwide (ACIW) reported Q3 2025 earnings on November 6, 2025 before market open.

What were ACI Worldwide's Q3 2025 revenue and EPS?

ACI Worldwide reported revenue of $482.4M and eps of $1.09 for Q3 2025.

Did ACI Worldwide beat estimates in Q3 2025?

Revenue beat the consensus estimate of $465.2M by $17.1M. EPS beat the consensus estimate of $0.99 by $0.10.

How did ACI Worldwide's Q3 2025 results compare year-over-year?

Compared to the same quarter a year prior, revenue grew 6.8% from $451.8M a year earlier and eps grew 41.6% from $0.77.

Where can I find ACI Worldwide's Q3 2025 SEC filings?

You can read the 8-K earnings release (0000935036-25-000029) and the 10-Q periodic report (0000935036-25-000031) directly on SEC EDGAR. The filing index links above go to sec.gov.

ACI Worldwide ACIW Q3 2025 earnings

Reported November 6, 2025 · Before market open

Revenue$482.4MBeat by $17.1M

EPS$1.09Beat by $0.10

Revenue estimate$465.2M

EPS estimate$0.99

Next report

Aug 6, 2026 (In 1 week)

Revenue estimate$430.6M

EPS estimate$0.30

Financials

Q3 2025

Income statement

See full

Revenue$482.4M+6.8%

Gross profit$259.2M+1.9%

Operating income$127.7M+4.2%

Net income$91.3M+12.1%

EPS (diluted)$0.88+14.3%

Balance sheet

See full

Cash & equivalents$253.4M-5.7%

Total debt$899.6M-12.4%

Total equity$1.5B+11.2%

Total assets$3.2B+2.2%

Cash flow

See full

Operating cash flow$73.0M+35.2%

CapEx$3.4M-3.0%

Free cash flow$69.6M+37.9%

Valuation & ratios

Valuation

as of 09/30/25

See full

Market cap$5.45B+2.2%

Enterprise value$6.09B+0.1%

P/E20.9×-2.6×

P/S3.1×-0.1×

Profitability

See full

Gross margin49.7%-2.5pp

Operating margin19.8%-2.3pp

Net margin15.1%+1.0pp

FCF margin18.1%-1.0pp

Returns & leverage

See full

Return on equity18.6%+0.7pp

Debt / equity0.6×-0.2×

Current ratio1.6×0.0×

Segments

By product

See full

Bill payments$198.3M+10.4%

Issuing and acquiring$183.3M+15.9%

License$162.0M+2.9%

Maintenance$51.4M+8.1%

Merchant payments$51.0M+1.7%

By segment

See full

Payment Software$284.0M—

Biller$198.3M+10.4%

Versus estimates

Revenue

Q1 2026$425.7MBeat by $15.7M Q4 2025$481.6MBeat by $17.0M

Q3 2025$482.4MBeat by $17.1M

Q2 2025$401.3MMiss by $59.9M Q1 2025$394.6MBeat by $6.3M Q4 2024$453.0MBeat by $115.6M

Diluted EPS

Q1 2026$0.48Beat by $0.19 Q4 2025$0.63Miss by $0.17

Q3 2025$1.09Beat by $0.10

Q2 2025$0.35Beat by $0.08 Q1 2025$0.51Beat by $0.18 Q4 2024$1.08Beat by $0.35

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Questions, answered.

When did ACI Worldwide report Q3 2025 earnings?: ACI Worldwide (ACIW) reported Q3 2025 earnings on November 6, 2025 before market open.
What were ACI Worldwide's Q3 2025 revenue and EPS?: ACI Worldwide reported revenue of $482.4M and eps of $1.09 for Q3 2025.
Did ACI Worldwide beat estimates in Q3 2025?: Revenue beat the consensus estimate of $465.2M by $17.1M. EPS beat the consensus estimate of $0.99 by $0.10.
How did ACI Worldwide's Q3 2025 results compare year-over-year?: Compared to the same quarter a year prior, revenue grew 6.8% from $451.8M a year earlier and eps grew 41.6% from $0.77.
Where can I find ACI Worldwide's Q3 2025 SEC filings?: You can read the 8-K earnings release (0000935036-25-000029) and the 10-Q periodic report (0000935036-25-000031) directly on SEC EDGAR. The filing index links above go to sec.gov.