When did ACI Worldwide report Q2 2025 earnings?

ACI Worldwide (ACIW) reported Q2 2025 earnings on August 7, 2025 before market open.

What were ACI Worldwide's Q2 2025 revenue and EPS?

ACI Worldwide reported revenue of $401.3M and eps of $0.35 for Q2 2025.

Did ACI Worldwide beat estimates in Q2 2025?

Revenue missed the consensus estimate of $461.2M by $59.9M. EPS beat the consensus estimate of $0.27 by $0.08.

How did ACI Worldwide's Q2 2025 results compare year-over-year?

Compared to the same quarter a year prior, revenue grew 7.4% from $373.5M a year earlier and eps declined 25.5% from $0.47.

Where can I find ACI Worldwide's Q2 2025 SEC filings?

You can read the 10-Q periodic report (0000935036-25-000019) directly on SEC EDGAR. The filing index links above go to sec.gov.

ACI Worldwide ACIW Q2 2025 earnings

Reported August 7, 2025 · Before market open

Revenue$401.3MMiss by $59.9M

EPS$0.35Beat by $0.08

Revenue estimate$461.2M

EPS estimate$0.27

Next report

Aug 6, 2026 (In 1 week)

Revenue estimate$430.6M

EPS estimate$0.30

Financials

Q2 2025

Income statement

See full

Revenue$401.3M+7.4%

Gross profit$166.5M-2.2%

Operating income$34.9M-35.1%

Net income$12.2M-60.5%

EPS (diluted)$0.12-58.6%

Balance sheet

See full

Cash & equivalents$299.0M+33.4%

Total debt$930.1M-10.8%

Total equity$1.4B+12.7%

Total assets$3.1B-6.7%

Cash flow

See full

Operating cash flow$49.8M-9.5%

CapEx$2.2M+23.5%

Free cash flow$47.6M-10.6%

Valuation & ratios

Valuation

as of 06/30/25

See full

Market cap$4.83B+15.7%

Enterprise value$5.46B+9.4%

P/E19.2×-3.5×

P/S2.8×+0.1×

Profitability

See full

Gross margin50.3%-0.4pp

Operating margin19.9%+0.4pp

Net margin14.8%+2.8pp

FCF margin17.3%-1.0pp

Returns & leverage

See full

Return on equity19.1%+3.8pp

Debt / equity0.7×-0.2×

Current ratio1.5×+0.2×

Segments

By product

See full

Bill payments$221.9M+15.7%

Issuing and acquiring$85.1M-21.3%

License$56.7M-13.5%

Maintenance$50.4M+3.5%

Merchant payments$39.7M+4.3%

By segment

See full

Biller$221.9M+15.7%

Payment Software$179.3M—

Versus estimates

Revenue

Q1 2026$425.7MBeat by $15.7M Q4 2025$481.6MBeat by $17.0M Q3 2025$482.4MBeat by $17.1M

Q2 2025$401.3MMiss by $59.9M

Q1 2025$394.6MBeat by $6.3M Q4 2024$453.0MBeat by $115.6M

Diluted EPS

Q1 2026$0.48Beat by $0.19 Q4 2025$0.63Miss by $0.17 Q3 2025$1.09Beat by $0.10

Q2 2025$0.35Beat by $0.08

Q1 2025$0.51Beat by $0.18 Q4 2024$1.08Beat by $0.35

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Questions, answered.

When did ACI Worldwide report Q2 2025 earnings?: ACI Worldwide (ACIW) reported Q2 2025 earnings on August 7, 2025 before market open.
What were ACI Worldwide's Q2 2025 revenue and EPS?: ACI Worldwide reported revenue of $401.3M and eps of $0.35 for Q2 2025.
Did ACI Worldwide beat estimates in Q2 2025?: Revenue missed the consensus estimate of $461.2M by $59.9M. EPS beat the consensus estimate of $0.27 by $0.08.
How did ACI Worldwide's Q2 2025 results compare year-over-year?: Compared to the same quarter a year prior, revenue grew 7.4% from $373.5M a year earlier and eps declined 25.5% from $0.47.
Where can I find ACI Worldwide's Q2 2025 SEC filings?: You can read the 10-Q periodic report (0000935036-25-000019) directly on SEC EDGAR. The filing index links above go to sec.gov.