Can ACI Worldwide cover its short-term obligations?

Its current ratio is 1.53 — current assets exceed current liabilities.

Where does ACI Worldwide's balance sheet data come from?

Every line is extracted from ACI Worldwide's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

ACI Worldwide ACIW Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Cash and cash equivalents	$242.13M-34.0%	$259M-2.3%	$253.41M-5.7%	$298.96M+33.4%	$366.77M+54.0%
Accounts receivable, net	$257.09M+17.8%	$243.63M+11.9%	$235.48M+4.7%	$225.18M+7.8%	$218.18M+7.0%
Prepaid expenses and other current assets	$35.71M-0.5%	$29.88M+2.3%	$33.34M+4.6%	$37.21M+22.1%	$35.89M+4.3%
Total current assets	$1.13B-6.3%	$1.09B+9.9%	$1.16B+7.2%	$1.14B-17.1%	$1.21B-6.9%
Property and equipment, net	$37.53M+11.3%	$37.36M+6.5%	$33.32M+6.0%	$33.2M-5.0%	$33.71M-8.7%
Operating lease right-of-use assets	$26.53M+0.2%	$28.73M-0.5%	$28.95M-0.8%	$29.18M-6.2%	$26.46M-20.2%
Goodwill	$1.23B+0.4%	$1.23B+0.4%	$1.23B0.0%	$1.23B0.0%	$1.23B0.0%
Intangible assets, net	$141.44M-12.0%	$147.06M-11.1%	$151.19M-12.3%	$156.54M-12.4%	$160.72M-14.0%
Deferred tax assets	$66.23M-13.6%	$73.12M+0.6%	$84.32M+30.4%	$80.83M+32.0%	$76.68M+36.9%
Other non-current assets	$27.72M-17.2%	$29.14M-45.5%	$30.78M-43.5%	$33.58M-44.9%	$33.46M-44.4%
Total assets	$3.1B-3.1%	$3.1B+2.6%	$3.16B+2.2%	$3.14B-6.7%	$3.2B-2.9%
Accounts payable	$61.84M+17.7%	$64.93M+43.0%	$55.28M+15.4%	$58.08M+19.0%	$52.52M+18.6%
Accrued expenses	$31.72M+3.0%	$56.14M+1.0%	$47.35M+10.6%	$40.79M+21.9%	$30.78M+14.3%
Deferred revenue	$79.34M+9.5%	$73.64M-2.4%	$65.08M-5.1%	$71.7M-1.3%	$72.45M-6.1%
Current portion of long-term debt	$40.96M+17.2%	$40.94M+17.2%	$40.93M+17.2%	$40.91M+17.2%	$34.95M+0.2%
Operating lease liabilities, current	$8.66M+3.0%	$8.86M-4.4%	$8.56M-4.4%	$8.56M-7.5%	$8.4M-38.7%
Contract liabilities	$92M+1.2%	$87.26M-7.9%	$79.66M-9.3%	$89.62M-2.5%	$90.89M-6.6%
Other current liabilities	$32M-19.1%	$37.22M-2.0%	$41.09M-25.1%	$35.44M+0.5%	$39.58M+1.0%
Total current liabilities	$739.38M-8.1%	$705.64M+17.1%	$737.1M+5.7%	$774.62M-25.8%	$804.51M-15.2%
Deferred tax liabilities	$38.01M-7.2%	$38.51M-3.5%	$50.11M+30.4%	$42.05M+2.4%	$40.94M+3.7%
Long-term debt	$766.44M-5.5%	$776.67M-12.7%	$826.89M-13.8%	$857.11M-11.9%	$810.91M-17.4%
Operating lease liabilities, non-current	$20.5M-2.1%	$22.61M+0.1%	$23.21M-1.6%	$23.55M-6.7%	$20.93M-23.5%
Other non-current liabilities	$27.01M+8.4%	$28.78M+7.1%	$29.83M+17.8%	$29.52M+17.7%	$24.93M-2.3%
Total liabilities	$1.6B-6.8%	$1.59B-0.9%	$1.68B-4.6%	$1.74B-18.0%	$1.72B-15.8%
Preferred stock	$0—	$0—	$0—	$0—	$0—
Common stock	280M0.0%	280M+39,786%	280M0.0%	280M0.0%	280M0.0%
Additional paid-in capital	$771.83M+4.9%	$761.52M+4.0%	$745.35M+2.7%	$733.54M+2.1%	$735.75M+2.9%
Retained earnings	$1.86B+12.4%	$1.82B+14.2%	$1.76B+17.4%	$1.67B+17.7%	$1.66B+19.4%
Accumulated other comprehensive income (loss)	-$108.15M+4.8%	-$103.14M+15.1%	-$103.26M+1.6%	-$98.94M+13.3%	-$113.59M-1.5%
Treasury stock	$1.03B+28.8%	$964.75M+22.9%	$924.01M+16.8%	$910.96M+15.8%	$797.21M+8.6%
Total stockholders' equity	$1.5B+1.2%	$1.52B+6.7%	$1.48B+11.2%	$1.39B+12.7%	$1.48B+17.9%
Total liabilities and stockholders' equity	$3.1B-3.1%	$3.1B+2.6%	$3.16B+2.2%	$3.14B-6.7%	$3.2B-2.9%
Allowance for Doubtful Accounts	$1.35M-21.6%	$1.27M-27.8%	$1.59M-18.0%	$2.06M+57.8%	$1.73M-33.2%
Allowance for Doubtful Accounts Receivable (Current)	$1.35M-21.6%	$1.27M-27.8%	$1.59M-18.0%	$2.06M+57.8%	$1.73M-33.2%
Other current assets	$17.82M+32.7%	$19.56M+63.9%	$23.92M+4.6%	$20.71M-34.9%	$13.43M-61.6%
Settlements receivable	$460.89M-15.2%	$397.35M+24.6%	$446.49M+4.2%	$498.97M-37.1%	$543.25M-22.5%
Deferred Finance Costs, Current	$1.54M-39.6%	$1.56M-39.4%	$1.58M-39.2%	$1.59M-39.0%	$2.56M-2.7%
Capitalized Computer Software, Net	$72.06M-13.9%	$77.52M-16.5%	$79.72M-11.7%	$88.57M-11.6%	$83.74M-25.5%
Deferred Tax Assets and Other Non-Current Assets	$27.72M-17.2%	$29.14M-45.5%	$30.78M-43.5%	$33.58M-44.9%	$33.46M-44.4%
Long-term receivables, net	$369.08M+4.3%	$391.72M+8.8%	$363.06M+7.1%	$345.61M+19.0%	$353.77M+21.9%
Net Investment in Lease	$26.53M+0.2%	$28.73M-0.5%	$28.95M-0.8%	$29.18M-6.2%	$26.46M-20.2%
Capitalized software licenses	$72.06M-13.9%	$77.52M-16.5%	$79.72M-11.7%	$88.57M-11.6%	$83.74M-25.5%
Deferred tax assets	$66.23M-13.6%	$73.12M+0.6%	$84.32M+30.4%	$80.83M+32.0%	$76.68M+36.9%
Intangible assets — net	$141.44M-12.0%	$147.06M-11.1%	$151.19M-12.3%	$156.54M-12.4%	$160.72M-14.0%
Operating lease right-of-use assets	$26.53M+0.2%	$28.73M-0.5%	$28.95M-0.8%	$29.18M-6.2%	$26.46M-20.2%
Other non-current assets	$27.72M-17.2%	$29.14M-45.5%	$30.78M-43.5%	$33.58M-44.9%	$33.46M-44.4%
Operating Lease Right-of-Use Assets in Other Assets	$26.53M+0.2%	$28.73M-0.5%	$28.95M-0.8%	$29.18M-6.2%	$26.46M-20.2%
Software and Technology Licenses, Net	$72.06M-13.9%	$77.52M-16.5%	$79.72M-11.7%	$88.57M-11.6%	$83.74M-25.5%
Accrued Manufacturing Costs	$31.72M+3.0%	$56.14M+1.0%	$47.35M+10.6%	$40.79M+21.9%	$30.78M+14.3%
Accrued Progress Collections and Price Adjustments	$12.65M-31.4%	$13.62M-29.4%	$14.58M-24.5%	$17.93M-7.1%	$18.44M-8.4%
Compensation and benefits	$31.72M+3.0%	$56.14M+1.0%	$47.35M+10.6%	$40.79M+21.9%	$30.78M+14.3%
Other accrued liabilities	$65.65M-8.5%	$73.96M+0.2%	$82.54M+10.0%	$64.63M+4.0%	$71.73M+9.1%
Sales taxes payable	——	——	——	——	——
Settlement Liabilities (Current)	$459.87M-15.2%	$396.03M+24.7%	$445.93M+4.2%	$498.52M-37.1%	$542.09M-22.5%
Contract Liabilities, Non-Current	$12.65M-31.4%	$13.62M-29.4%	$14.58M-24.5%	$17.93M-7.1%	$18.44M-8.4%
Debt Maturity - 2024	——	——	——	——	——
Debt Maturity - 2027	——	——	——	——	——
Debt - Unamortized Discount (Premium) and Issuance Costs, Net	$4.48M-38.4%	$4.89M-38.3%	$5.31M-38.1%	$5.73M-38.0%	$7.27M-26.5%
Deferred revenue, net of current portion	$12.65M-31.4%	$13.62M-29.4%	$14.58M-24.5%	$17.93M-7.1%	$18.44M-8.4%
Total debt	$836.55M-4.4%	$849.07M-11.2%	$899.59M-12.4%	$930.13M-10.8%	$875.19M-17.3%
Total Carrying Value of Debt	——	——	——	——	——
Unrecognized Tax Benefits	$20.3M-3.8%	$20.3M-3.3%	$21M0.0%	$21M+0.5%	$21.1M+1.0%
Common Stock Par Value Per Share	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Common Stock Shares Issued	140.5M0.0%	140.5M0.0%	140.5M0.0%	140.5M0.0%	140.5M0.0%
Common Stock Shares Outstanding	——	——	——	——	——
Convertible Preferred Stock Authorized Shares	5M0.0%	5M0.0%	5M0.0%	5M0.0%	5M0.0%
Convertible Preferred Stock Issued Shares	0—	0—	0—	0—	0—
Additional paid-in capital	$771.83M+4.9%	$761.52M+4.0%	$745.35M+2.7%	$733.54M+2.1%	$735.75M+2.9%
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$702K0.0%	$702K0.0%	$702K0.0%	$702K0.0%	$702K0.0%
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding	$0—	$0—	$0—	$0—	$0—
Number of Exercisable Options	——	——	——	——	——
Preferred Stock Par Value Per Share	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Share-Based Payment Award Options Outstanding - Number	104K-79.5%	107.2K-80.1%	468.8K-39.0%	494.8K-40.6%	506.8K-40.2%
Share Repurchase Authorization Limit	——	——	——	——	——
Share Repurchase Program - Amount Remaining	——	——	——	——	——
Weighted Average Exercise Price of Outstanding Options	$20.12+7.7%	$20.11+7.8%	$18.76-0.1%	$18.71-0.3%	$18.69-0.4%
Deferred Revenue Timing Percentage	——	——	——	——	——
Accounts Receivable, after Allowance for Credit Loss	$825.91M+11.6%	$837.59M+8.1%	$823.59M+7.9%	$743.77M+12.8%	$739.85M+16.5%
Accrued Receivables, Net	$626.16M+9.5%	$635.35M+10.0%	$598.55M+6.2%	$570.79M+14.3%	$571.94M+15.8%
Allowance for doubtful accounts	$1.35M-21.6%	$1.27M-27.8%	$1.59M-18.0%	$2.06M+57.8%	$1.73M-33.2%
Retentions held by customers	$199.75M+19.0%	$202.24M+2.8%	$225.04M+12.7%	$172.99M+8.0%	$167.91M+18.9%
Common stock, par value (in dollars per share)	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Common stock, shares authorized (in shares)	$280M0.0%	$280M0.0%	$280M0.0%	$280M0.0%	$280M0.0%
Common stock, shares issued (in shares)	$140.53M0.0%	$140.53M0.0%	$140.53M0.0%	$140.53M0.0%	$140.53M0.0%
Common Stock, Shares, Outstanding	$101.36M-3.7%	$102.71M-2.4%	$103.26M-1.5%	$103.41M-1.4%	$105.27M-0.9%
Contract with Customer, Liability	$92M+1.2%	$87.26M-7.9%	$79.66M-9.3%	$89.62M-2.5%	$90.89M-6.6%
Long-term debt, gross	——	——	——	——	——
Deferred income taxes	$38.01M-7.2%	$38.51M-3.5%	$50.11M+30.4%	$42.05M+2.4%	$40.94M+3.7%
2028	——	——	——	——	——
2029	——	——	——	——	——
2030	——	——	——	——	——
2027	——	——	——	——	——
Remainder of 2026	——	——	——	——	——
Thereafter	——	——	——	——	——
Long-Lived Assets	$1.91B-0.7%	$1.94B-1.0%	$1.91B-1.5%	$1.91B-0.5%	$1.92B-1.4%
Other Notes Payable Current	$13.74M+8.0%	$11.87M-18.0%	$15.52M+92.2%	$16.16M+88.7%	$12.72M+33.3%
Other	$32M-19.1%	$37.22M-2.0%	$41.09M-25.1%	$35.44M+0.5%	$39.58M+1.0%
Preferred Stock, Par or Stated Value Per Share	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%	$0.010.0%
Preferred Stock, Shares Authorized	$5M0.0%	$5M0.0%	$5M0.0%	$5M0.0%	$5M0.0%
Preferred Stock, Shares Issued	$0—	$0—	$0—	$0—	$0—
Prepaid expenses	$35.71M-0.5%	$29.88M+2.3%	$33.34M+4.6%	$37.21M+22.1%	$35.89M+4.3%
Remaining performance obligations related to customer contracts that are unsatisfied or partially unsatisfied	——	——	——	——	——
Settlement deposits	——	——	——	——	——
Amount of off balance sheet settlement funds	$177.3M-20.9%	$238.4M-10.7%	$201.7M-36.1%	$233.1M+15.1%	$224.1M+29.2%
Settlement Liabilities, Current	$459.87M-15.2%	$396.03M+24.7%	$445.93M+4.2%	$498.52M-37.1%	$542.09M-22.5%
Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number	——	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number	$104K-79.5%	$107.2K-80.1%	$468.78K-39.0%	$494.75K-40.6%	$506.75K-40.2%
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price	$20.12+7.7%	$20.11+7.8%	$18.76-0.1%	$18.71-0.3%	$18.69-0.4%
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Intrinsic Value	——	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Weighted Average Exercise Price	——	——	——	——	——
Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Intrinsic Value	——	——	——	——	——
Share Repurchase Program, Authorized, Amount	——	——	——	——	——
Share Repurchase Program, Remaining Authorized, Amount	——	——	——	——	——
Treasury stock, shares (in shares)	$39.16M+11.1%	$37.81M+7.2%	$37.27M+4.5%	$37.11M+4.1%	$35.25M+2.9%
Repurchase program, shares repurchased to date (in shares)	——	——	——	——	——
Repurchase program, amount paid for shares repurchased to date	——	——	——	——	——
Unrecognized tax benefits	$20.3M-3.8%	$20.3M-3.3%	$21M0.0%	$21M+0.5%	$21.1M+1.0%
Remainder of Fiscal Year 2024	——	——	——	——	——

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Questions, answered.

Can ACI Worldwide cover its short-term obligations?: Its current ratio is 1.53 — current assets exceed current liabilities.
Where does ACI Worldwide's balance sheet data come from?: Every line is extracted from ACI Worldwide's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.