ACNB ACNB Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 25.7%+6.3pp | 19.3%+0.8pp | 18.5%+2.8pp | 15.6%-2.3pp | 18%-8.4pp | |
| Free cash flow margin | 39.5%+12.1pp | 27.4%+1.9pp | 25.5%+3.2pp | 22.3%+3.4pp | 18.9%-13.2pp | |
| Returns | ||||||
| Return on equity | 12.6%+2.3pp | 10.2%+1.1pp | 9.2%+1.8pp | 7.4%-0.1pp | 7.4%-3.5pp | |
| Return on assets | 1.6%+0.2pp | 1.3%+0.2pp | 1.2%+0.3pp | 0.9%0.0pp | 0.9%-0.5pp | |
| Efficiency | ||||||
| Asset turnover | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.8×-0.2× | 1×-0.1× | 1×+0.1× | 1×0.0× | 1×+0.1× | |
| Debt-to-assets | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Per Share | ||||||
| Book value per share | $41.04+0.6% | $40.81+4.4% | $39.08+3.7% | $37.68-4.3% | $39.38+10.9% | |
| Valuation | ||||||
| Market capitalization | $596.28M+37.9% | $502.11M+8.9% | $460.99M+4.7% | $440.1M+1.4% | $433.94M+27.4% | |
| Enterprise value | $826.21M+19.0% | $841.02M+7.9% | $779.38M+8.2% | $720.34M+3.5% | $695.7M+22.7% | |
| Price / earnings | 11.7×-5.7× | 13.6×-0.5× | 14×-3.4× | 17.5×0.0× | 17.5×+6.8× | |
| Price / sales | 3×-0.1× | 2.6×0.0× | 2.6×-0.1× | 2.7×-0.4× | 3.1×+0.3× | |
| Price / book | 1.4×+0.3× | 1.2×+0.1× | 1.1×0.0× | 1.1×0.0× | 1.1×0.0× | |
| EV / sales | 4.2×-0.9× | 4.4×0.0× | 4.4×-0.1× | 4.5×-0.6× | 5×+0.3× | |
| Free cash flow yield | 13.2%+7.1pp | 10.5%+0.6pp | 9.8%+1.7pp | 8.2%+2.1pp | 6%-5.4pp | |
| Earnings yield | 8.6%+2.8pp | 7.4%+0.3pp | 7.1%+1.4pp | 5.7%0.0pp | 5.7%-3.6pp | |
| Dividend yield | 2.5%-0.2pp | 2.9%0.0pp | 2.9%0.0pp | 2.8%+0.2pp | 2.7%-0.5pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do ACNB's ratios come from?
- Every ratio is computed from ACNB's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
