Where do ACNB's ratios come from?

Every ratio is computed from ACNB's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

ACNB ACNB Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	19.3%-7.0pp	26.3%-3.3pp	29.7%-4.3pp	34%+4.4pp
Returns
Return on equity	10.2%-0.7pp	11%-1.2pp	12.1%-1.7pp	13.8%+3.3pp
Efficiency
Asset turnover	0.1×0.0×	0.1×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	1×+0.1×	0.9×0.0×	0.9×+0.6×	0.3×0.0×
Per Share
Book value per share	$40.81+14.9%	$35.52+9.3%	$32.50+14.4%	$28.42—
Valuation
Market capitalization	$596.28M+37.9%	$340.49M-10.6%	$380.81M+12.4%	$338.8M+24.6%
Price / earnings	11.7×-5.7×	10.7×-1.3×	12×+2.5×	9.5×-0.3×
Price / sales	3×-0.1×	2.8×-0.8×	3.6×+0.3×	3.2×+0.3×
Price / book	1.4×+0.3×	1.1×-0.2×	1.4×0.0×	1.4×+0.4×
Dividend yield	2.5%-0.2pp	3.1%+0.6pp	2.5%-0.1pp	2.7%-0.6pp

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Questions, answered.

Where do ACNB's ratios come from?: Every ratio is computed from ACNB's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.