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Enact Holdings, Inc. ACT Unearned premiums

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Other financials

Income statement

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Revenue$312.1M+1.7%
Net income$167.8M+1.2%
EPS (diluted)$1.18+9.3%

Balance sheet

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Cash & equivalents$549.0M-13.6%
Total debt$744.9M+0.2%
Total equity$5.3B+4.4%
Total assets$7.0B+3.6%

Cash flow

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Operating cash flow$224.0M-1.2%

Valuation

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Market cap$5.92B+9.5%
Enterprise value$6.11B+11.0%
P/E8.8×+1.0×
P/S4.8×+0.3×

Profitability

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Net margin54.5%-2.4pp

Returns & leverage

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Return on equity12.9%-1.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Enact Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: Enact Holdings, Inc.’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Enact Holdings, Inc.'s unearned premiums?
Enact Holdings, Inc. (ACT) reported unearned premiums of $85.25M in Q1 2026.
How has Enact Holdings, Inc.'s unearned premiums changed year-over-year?
Enact Holdings, Inc.'s unearned premiums decreased by 20.7% year-over-year, from $107.52M to $85.25M.
What is the long-term trend for Enact Holdings, Inc.'s unearned premiums?
Over 5 years (2020 to 2025), Enact Holdings, Inc.'s unearned premiums has grown at a -21.5% compound annual growth rate (CAGR), from $306.95M to $91.64M.
What does unearned premiums mean?
This liability represents the portion of insurance premiums received that relates to the unexpired period of the policy term. As the policy period progresses, this amount is recognized as earned revenue in the income statement on a pro-rata basis. It serves as a leading indicator of future revenue recognition and reflects the company's current volume of active insurance coverage.