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Essent Group ESNT Unearned premiums

Unearned premiums at other companies

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$856.06M+378%
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$10.94B-1.4%
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$85.25M-20.7%
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$6.7B-7.7%
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Selective Insurance GroupSIGI
$2.75B+2.1%

Other financials

Income statement

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Revenue$336.1M+5.8%
Operating income$63.8M—
Net income$171.8M-2.1%
EPS (diluted)$1.82+7.7%

Balance sheet

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Cash & equivalents$128.3M-38.4%
Total debt$36.6M+1.2%
Total equity$5.7B+0.7%
Total assets$7.6B+5.1%

Cash flow

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Operating cash flow$192.0M-13.3%
CapEx$818.0K+270%
Free cash flow$191.2M-13.6%

Valuation

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Market cap$5.39B-7.9%
P/E7.9×-0.2×
P/S4.2×-0.4×

Profitability

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Net margin53.6%-3.7pp
FCF margin64%-4.5pp

Returns & leverage

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Return on equity12.1%-1.2pp
Debt / equity0×0.0×

Where this comes from

Reported directly by Essent Group in its filing.

Tagged under the XBRL concept us-gaap:UnearnedPremiums.

The official record: Essent Group’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Essent Group's unearned premiums?
Essent Group (ESNT) reported unearned premiums of $226.31M in Q1 2026.
How has Essent Group's unearned premiums changed year-over-year?
Essent Group's unearned premiums increased by 108.8% year-over-year, from $108.41M to $226.31M.
What is the long-term trend for Essent Group's unearned premiums?
Over 5 years (2020 to 2025), Essent Group's unearned premiums has grown at a -18.2% compound annual growth rate (CAGR), from $250.44M to $91.73M.
What does unearned premiums mean?
This represents the portion of insurance premiums collected in advance that corresponds to the unexpired term of the insurance policies. It serves as a liability because the company is obligated to provide coverage for the remaining duration of the policy period.