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Affinity Bancshares, Inc. AFBI Federal Home Loan Bank Borrowings

Federal Home Loan Bank Borrowings at other companies

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Center BancorpCNOB
$827.48M+35.0%
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$250M0.0%
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Independent Bank CorpINDB

Other financials

Income statement

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Revenue$8.1M+3.8%
Net income$2.3M+24.7%
EPS (diluted)$0.36+28.6%

Balance sheet

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Cash & equivalents$89.4M+19.6%
Total debt$911.0K-42.5%
Total equity$129.5M+5.9%
Total assets$924.7M+1.3%

Cash flow

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Operating cash flow$4.4M+130%
CapEx$45.0K-69.0%
Free cash flow$4.4M+146%

Valuation

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Market cap$137.62M+17.9%
P/E15.7×-0.9×
P/S4.1×+0.4×

Profitability

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Net margin26.3%+7.6pp
FCF margin41.4%+19.1pp

Returns & leverage

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Return on equity7%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Affinity Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AdvancesFromFederalHomeLoanBanks.

The official record: Affinity Bancshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Affinity Bancshares, Inc.'s federal home loan bank borrowings?
Affinity Bancshares, Inc. (AFBI) reported federal home loan bank borrowings of $54M in Q1 2026.
How has Affinity Bancshares, Inc.'s federal home loan bank borrowings changed year-over-year?
Affinity Bancshares, Inc.'s federal home loan bank borrowings decreased by 0.0% year-over-year, from $54M to $54M.
What is the long-term trend for Affinity Bancshares, Inc.'s federal home loan bank borrowings?
Over 5 years (2020 to 2025), Affinity Bancshares, Inc.'s federal home loan bank borrowings has grown at a 23.1% compound annual growth rate (CAGR), from $19.12M to $54M.
What does federal home loan bank borrowings mean?
These are advances or loans obtained from the Federal Home Loan Bank system, typically collateralized by mortgage-related assets. This serves as a critical source of wholesale funding to support loan growth and manage liquidity needs. The level of these borrowings indicates the bank's reliance on external wholesale funding versus core customer deposits.