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Affinity Bancshares, Inc. AFBI Provision for Credit Losses

Provision for Credit Losses at other companies

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Other financials

Income statement

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Revenue$8.1M+3.8%
Net income$2.3M+24.7%
EPS (diluted)$0.36+28.6%

Balance sheet

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Cash & equivalents$89.4M+19.6%
Total debt$911.0K-42.5%
Total equity$129.5M+5.9%
Total assets$924.7M+1.3%

Cash flow

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Operating cash flow$4.4M+130%
CapEx$45.0K-69.0%
Free cash flow$4.4M+146%

Valuation

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Market cap$137.62M+17.9%
P/E15.7×-0.9×
P/S4.1×+0.4×

Profitability

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Net margin26.3%+7.6pp
FCF margin41.4%+19.1pp

Returns & leverage

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Return on equity7%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Affinity Bancshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The official record: Affinity Bancshares, Inc.’s 10-Q, filed November 10, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is Affinity Bancshares, Inc.'s provision for credit losses?
Affinity Bancshares, Inc. (AFBI) reported provision for credit losses of $70K in Q3 2025.
How has Affinity Bancshares, Inc.'s provision for credit losses changed year-over-year?
Affinity Bancshares, Inc.'s provision for credit losses decreased by 6.7% year-over-year, from $75K to $70K.
What is the long-term trend for Affinity Bancshares, Inc.'s provision for credit losses?
Over 2 years (2021 to 2023), Affinity Bancshares, Inc.'s provision for credit losses has grown at a -80.2% compound annual growth rate (CAGR), from $1.08M to -$42K.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.